Each year, the revaluation of pensions is adjusted to preserve the purchasing power of retirees in the face of inflation. This mechanism is governed by precise rules, which take into account economic developments. For 2025, an increase of 2.2% will come into effect in January. What are the principles of this revaluation and who will benefit from it?
A revaluation based on inflation
The revaluation of retirement pensions is based on changes in inflation to adjust the amounts paid and preserve the purchasing power of retirees. This mechanism, governed by the Social Security Code, aims to maintain a balance between pensions and the cost of living.
In 2025, the revaluation is set at 2.2%, and is based on the average of the consumer price index excluding tobacco between November 2023 and October 2024. This rate was confirmed within the framework of the Bill of financing of Social Security (PLFSS) for 2025¹.
The pensions concerned
This increase will apply to basic pensions of aligned schemes, in particular:
- Private sector employees,
- The civil servants,
- Independents and artisans.
Survivor's pensions will also be increased in the same proportions. On the other hand, supplementary pensions, like those of Agirc-Arrco, are not directly affected by this measure. The latter set their own revaluation terms, often deferred.
