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Employees may not be aware of it, but the Social Security ceiling is a key indicator in the calculation of social assistance and contributions. However, as the Official Journal has just made official, this ceiling will increase by 1.6% in 2025.
This increase will have significant repercussions, both for employees and employers. In fact, this ceiling directly influences many social benefits and contributions. On Nuit France, we offer you an overview of all the information you need to know. Let's see together the consequences for the French, whether they work in a company or are at the head of it.
A new attractive annual ceiling for employees
The revision of the annual Social Security ceiling (PASS) is logical and occurs every year. The evolution is made according to the evolution of the average salary per capita (SMPT) of the previous year.
Remember, in 2023 and 2024, the increases were particularly significant. In fact, they were respectively +6.9% and +5.4%. It must be said that we were facing historic inflation in France.
To have
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In 2025, the progression is more relative, but the new thresholds still mark a notable increase. The annual ceiling will therefore increase from €46,368 to €47,100 over the year. This amounts to a rate of €29 per hour, €216 per day or even €3,925 per month. But why is this development important for employees?
Social benefits: direct consequences
These new amounts directly impact the calculation of several important social benefits. We are thinking of the daily allowances (IJ) that employees receive in the event of illness, work accident, maternity or paternity.
But this also affects disability pensions (for employees suffering from a permanent disability) and old age pensions (for beneficiaries of the general scheme).
Adjusting the ceiling could thus result in slightly higher benefits. An increase that will be noted by employees who receive this social assistance.
What about employers?
In the introduction, we talked about an impact for employees, but also for employers. Indeed, on the business side, The Social Security ceiling plays a central role in the calculation of contributions and exemptions.
To have
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For social contributions, note that companies must pay them for employees. However, the calculation of the latter depends precisely on the ceiling. An increase therefore leads to an increase in employer contributions.
Knowing the Social Security ceiling allows businesses to plan their budgets. They must manage their human resources accordingly, while being more efficient. Note, furthermore, that companies participate in the FNAL, the national housing assistance fund. This is a compulsory employer contribution in France.
The 1.6% increase in the Social Security ceiling in 2025 reflects a more moderate change compared to previous years, but it remains significant for employees and employers.
Employees, this revision could allow you to benefit from slightly more attractive benefits. Employers, be sure to adjust your calculations to comply with the new contribution bases. Make sure your employees are aware of this change in the ceiling.
