Imagine leaving the world of employment at 36 and living comfortably thanks to your investments. This is the successful bet of Victor Lora, a French engineer who became financially independent by applying the FIRE method (Financial Independence, Retire Early). Today, his €8,000 in monthly passive income allows him to live a free and fulfilling life.
The trigger for a new life
Victor Lora discovered the FIRE concept at 26 years old. This movement, which advocates intensive savings and intelligent investment, immediately appeals to this young engineer. His vision: leave your job before the age of 40 while generating €4,000 in passive income per month.
To make this dream come true, he developed an ambitious plan:
- Save 70% of your salary.
- Train intensively in real estate investment.
- Acquire strategic properties with high rental yield.
- Systematically reinvest profits to accelerate the growth of your assets.
Thanks to flawless discipline, Victor managed to build a solid real estate portfolio in less than ten years.
The pillars of its success
Victor's success is not based on luck, but on a rigorous strategy. He followed three fundamental principles:
- Invest in areas with high potential
It favors student towns and neighborhoods in full rehabilitation to guarantee constant rental demand. - Maximize the profitability of assets
Victor chooses accommodation requiring little work and meticulously calculates rents to generate significant monthly profits. - Optimize taxation
By controlling financial arrangements and tax arrangements, he manages to reduce his taxes while increasing his income.
According to Victor, the key is to constantly inform yourself: “Financial freedom is built with knowledge and a long-term vision.”
A life of freedom and travel
At 36, Victor Lora reached his first goal of €4,000 per month, and quickly exceeded this amount to reach €8,000. This income offers him a life that he describes as “free and chosen”: he travels around the world, spends time with his loved ones and continues to explore new investment opportunities.
He is delighted to have taken control of his future:
“I reached my goal four years ahead of schedule. Looking back, I realize that it was possible to go even faster. This method has incredible potential when applied well.”
What you can remember
Victor's story proves that financial independence is available to those who dare to dream big and act methodically. His tips for success:
- Set a clear goal : Identify the monthly amount needed to achieve financial independence.
- Learn tirelessly : Learn about investments, taxes and savings strategies.
- Take action : Results come from consistency and discipline.
Take the first step!
The example of Victor Lora inspires many thirty-somethings to rethink their relationship with money and work. You too can explore the FIRE movement and adapt its principles to your situation. Because financial freedom is not a dream, but a reality that everyone can build, step by step.
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