The month of January brings good news for many French taxpayers. As a result, the tax administration is preparing to make a significant transfer to the bank accounts of millions of households. This operation, called “ADVANCE CREDIMPOT”, concerns tax reductions and credits declared the previous year. Let's find out together the details of this system and how to know if you are part of it.
Tax transfer: a breath of fresh air for 9 million households
The year 2025 begins under good auspices for around 9 million tax households in France. The latter will benefit from a advance on their reductions and tax credits. This payment, made each year at the same period, aims to reduce the financial burden of taxpayers who incurred certain eligible expenses during the previous year.
The average amount of this advance is estimated at 645 euros per tax household concerned. However, it should be noted that this figure can vary considerably depending on the expenses declared by each taxpayer. This initiative of the tax administration allows beneficiaries to benefit more quickly from tax advantages to which they are entitled.
The categories of expenses giving rise to this advance are various:
- Employment of a home-based employee (housekeeping, gardening, personal assistance)
- Childcare costs for children under 6 years old
- Donations to associations or organizations of general interest
- Investments in certain rental schemes (Pinel, Denormandie, etc.)
Understanding the tax advance mechanism
The January payment corresponds to 60% of the total amount of reductions and tax credits declared the previous year. This advance is calculated on the basis of the information provided during the income tax return made in spring 2024 for the year 2023. The balance will be adjusted the following summer, after processing the 2024 income return.
It is essential to understand that this advance system can sometimes lead to situations where the amount paid in January is more than what the taxpayer should actually receive. This can happen if the expenses qualifying for these tax advantages have decreased in 2024 compared to 2023. In this case, a refund of overpayment will be needed in September 2025.
To avoid this situation, taxpayers had the possibility of adjusting or waiving this advance via their particular space on the tax website until December 11, 2024. If this step has not been carried out, it is important to plan for a possible adjustment next summer.
-How to receive the transfer and what to do in case of a problem?
Payment of the advance is mainly made by bank transfer. You will see it appear on your statement under the heading “ADVANCE CREDIMPOT”. For those who have not communicated their bank details to the tax administration, a check will be sent by post, generally before the end of January.
If you have recently changed banks, there is still time to update your information. Here are the steps to follow:
- Log in to your particular space on the official tax website
- Go to the “Manage my bank details” section
- Update your banking information
- Validate the changes
If you think you are eligible but have not received the transfer or check, several actions are possible:
| Action | Objective |
|---|---|
| Check your tax return | Ensure that eligible expenses have been declared |
| Contact your public finance center | Clarify your situation and obtain precise information |
| Consult your tax area online | Check the status of your payments and refunds |
This initiative of the tax administration aims to support household cash flow at the start of the year. It allows millions of French people to benefit more quickly from the tax advantages linked to their expenses from the previous year. Pay attention to this transfer and do not hesitate to check your banking information to avoid any inconvenience. This breath of financial fresh air is an opportunity for many households to start the year on better economic footing.
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