Hide summary
In France, Caf is a private law organization that the French know above all thanks to the aid it distributes to citizens. These aids are numerous, often interestingand allow those who respect the conditions to live better on a daily basis.
But where some deplore an assistantship and too much aid, others point out that the reality is very different. The reality is billions of euros that do not end up in the beneficiaries' accounts. For what ? Because they forget to ask for it. This concerns popular devices, like the RSA, which displays a high rate of non-recourse.
So imagine a little for a much less popular installment. A payment offered by Caf, but which escapes the knowledge of citizens. This is the case for assistance with housing equipment.
Caf: an aid that is not very popular, but very useful
Caf equipment assistance allows households earning modest incomes to benefit financial support in the form of a grant or zero-interest loan. This assistance aims to facilitate the purchase of furniture, household appliances or computer equipment needed on a daily basis.
To have
Major changes for CAF beneficiaries: this new form from March not to be missed
Several goods are included in the list of those that you can buy with this assistance. We find there furniture (wardrobes, beds, mattresses, etc.), household appliances (refrigerator, washing machine, etc.) and material computer science (computers, smartphones, tablets).
For the most modest citizens, this help is very useful for equipping their homes. However, it is not for everyone. It is therefore essential to respect certain conditions.
Conditions for benefiting from this aid
Each Caf has specific rules, but certain general conditions apply. First of all, the applicant must not be in a situation of over-indebtedness with the Banque de France. In addition, he must not be repaying another social loan taken out with Caf.
To apply, you must live in your home. Hosting with a third party excludes you from the system. Finally, the family quotient comes into account. It must not exceed a ceiling which varies according to the departments. In Paris, the ceiling is 1,000 euros, for example.
What amount for this aid from Caf?
The amount of aid depends on the family quotient and the number of people in the accommodation. The Caf establishes several categories. For example, for a family with one child, a subsidy of 350 euros is possible if the QF is less than 501 euros. If it is less than 750 euros, it offers a grant of 300 euros, as well as a loan of 300 euros. Finally, for QFs less than 1,000 euros, only a loan of 600 euros is possible.
To have
This little-known aid from the CAF if you live in social housing: the steps to receive it
The maximum loan you can expect to receive is 900 euros, for QFs below 1,000 euros and families with at least three children. As for the highest subsidy, it concerns these same families, but with a QF lower than 501 euros. So, they can receive 700 euros.
Note, on the other hand, that the Caf de Paris offers even more attractive amounts. Indeed, the grant can reach 900 eurosjust like the loan.
Caf's housing equipment assistance is an opportunity to reduce the burden of essential expenses. Don't miss out and make your request online.
