According to data from the rental guarantee specialist Garantme, owners pay between 2.5 and 5% of the annual rent each year to have access to the unpaid rent guarantee. (Nattanan23 / Pixabay)
At the congress of the National Real Estate Federation, MP (Renaissance) Annaïg Le Meur raised the possibility of a bill which would make tenants pay the unpaid rent guarantee (GLI) generally assumed by the owner. A measure which must in particular make tenants responsible and monitor incidents.
When you embark on the adventure of real estate rental, it can be difficult to envisage the worst, namely ending up with a tenant who no longer pays the rent. However, it is a possibility that owners must anticipate. This most often involves subscribing to an unpaid rent guarantee (GLI) at their own expense. During the congress of the National Real Estate Federation (Fnaim), Tuesday December 10, 2024, MP (Renaissance) Annaïg Le Meur suggested that it is now up to tenants to subscribe to this guarantee, reports
Capital
.
Several hundred euros per year
“Why is it up to the owner to take out this type of guarantee, when it is the tenant who risks not paying their rent? Why not reverse the burden of the unpaid rent guarantee, placing it on the tenant? »
asked the elected official, who recently became president of the National Housing Council. According to data from rental guarantee specialist Garantme, owners pay between 2.5 and 5% of the annual rent each year to have access to this guarantee.
This additional charge can reach several hundred euros per year. An injustice for Annaïg Le Meur, in a context where landlords are subject to more and more constraints, between the ban on the progressive rental of thermal strainers, the control of rents and the explosion in property taxes.
Towards a proposed law?
For the MP, making tenants pay the GLI is not only intended to provide relief to landlords. It must also allow the tenant to take responsibility and could facilitate the acceptance of their rental request. From an administrative point of view,
“this would allow us to monitor their unpaid debts”
added Annaïg Le Meur. In this way, this initiative recalls the file of rental payment incidents, which was controversial in 2020. For his part, Emmanuel Macron had wanted in his 2022 program
“sanction bad-paying (tenants)”
.
From now on, at the initiative of the elected official, this possibility of making tenants pay the unpaid rent guarantee could soon be the subject of a bill. Note that some companies have been offering this option of subscribing to guarantees for unpaid rent by tenants for five years. It costs them on average 3.9% of the amount of the annual rent. A solution, however, that is still largely unknown.
