Like every new year, 2025 will bring its share of changes for French retirees. After a year 2024 marked by political tensions and aborted projects, these new measures that the editorial staff details Thanks for the info will directly impact the daily lives of 17 million retirees.
Discover at a glance everything that awaits you in 2025 to best anticipate your budget!
Revaluation of basic retirement pensions…
Revalued, will not revalued. In fact, yes, but only by half and with a delay for the most modest retirees… After the fall of the Barnier government, the general revaluation of basic retirement pensions was confirmed for January 1, 2025. In accordance with the level of inflation observed during the year 2024, this increase was set at 2.2%.
…and the amount of the solidarity allowance for the elderly (Aspa)
Just like retirement pensions, the solidarity allowance for the elderly (Aspa), paid to retirees, will also be revalued taking into account inflation in 2024.
Thus, elderly people receiving pensions that are too meager to live on will receive from January 1, 2025 a basic monthly payment which will amount to €1,034.28 per month, compared to €1,012.02 until now.
The new payment schedule for Agirc-Arrco supplementary retirement pensions for the year 2025
In 2025, Agirc-Arrco, the supplementary pension fund for private sector employees, will continue to pay retirement pensions on the first working day of each month. Here are the dates of the twelve installments which are scheduled throughout next year:
- Thursday January 2, 2025;
- Monday February 3, 2025;
- Monday March 3, 2025;
- mardi 1er avril 2025 ;
- Friday May 2, 2025;
- Monday June 2, 2025;
- Tuesday July 1, 2025;
- Friday August 1, 2025;
- Monday September 1, 2025;
- Wednesday October 1, 2025;
- Monday November 3, 2025;
- Monday December 1, 2025.
“The actual transfer date to your account depends on your bank. The deadline is generally very short but the operation can sometimes take a few days”however, reminds the organization.
A novelty for the employment of seniors…
Another new feature, but which has not been fully implemented, is the implementation of the “experience enhancement contract”. Provided for in the agreement concluded between employers and unions on November 14, this contract aims to improve the employment rate of seniors between 60 and 64 years old.
How will this contract work? Although the details of this are not yet known, we already know its primary objective: to facilitate the hiring of job seekers aged over 60.
Also called senior permanent contract, it will require the person hired to inform the employer of the age at which they will meet the conditions to retire at full rate, which will automatically result in the termination of the contract.
…and an (almost) confirmed achievement for progressive retirement
This agreement will also make it possible to maintain the progressive retirement age from 60 years old. This system allows you to reduce your working hours as you approach retirement, while continuing to contribute at full rate. The 2023 pension reform provided that this system would be possible at a later age.
Please note, however, that these measures (apart from the revaluation) will not necessarily come into force on January 1st. Indeed, the agreement planned between employers and unions must still be transposed into law.
