Rental investment, often seen as a sure way to financially stabilize one's future, is today at the heart of many debates. Is this a wise choice? What are the risks to take into account?
An in-depth analysis of the uncertainties surrounding rental investment
Despite a notable recovery in the real estate market in France with an increase in sales of 5% in the third quarter of 2024, rental investment seems not to follow this positive trend. Investors, attracted by the prospect of diversifying their assets, nevertheless remain cautious in the face of notable obstacles.
The main concerns of investors
The rise in real estate prices complicates access to profitable properties, and the risk of unpaid rent is causing concern. In addition, taxation considered burdensome slows down ambitions, despite the attraction of regular monthly income cited by 27% of respondents during a survey conducted by Address and OpinionWay.
Major obstacles to investment
- 42% of French people are discouraged by high prices.
- 39% fear unpaid rent.
- 33% are concerned about the tax burden, including an increase in property taxes.
- 26% fear the costs linked to energy renovations, in response to current strict standards.
Innovative solutions to secure investments
To alleviate these concerns, Address has introduced “Address Assure”, an insurance offering cover of up to €100,000 for unpaid rent and up to €20,000 for property damage. This initiative aims to secure rental income and reduce associated risks.
The price of gold as a safe alternative investment
Faced with these uncertainties, gold remains a safe haven, appreciated for its stability in periods of economic turbulence. Investing in precious metals can therefore represent a reassuring and less volatile alternative for investors seeking to preserve and increase their wealth.
Rental investment, with its challenges and opportunities, requires careful analysis before any decision. Guarantees like that offered by Address can offer some peace of mind, but alternatives such as gold should not be neglected.
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