Bills, insurance and highways: all the risks of price increases for 2025

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Start of the year marked by a varied package of increases, from motorway tariffs for part of the network to energy costs which will affect several million users. Even insurance companies, according to what consumers calculate, will not be spared from the barrage of price increases.

Autostrade per l'Italia, increase of 1.8%

An increase of 1.8% began on January 1st, which corresponds to the scheduled inflation rate for 2025, of tolls on the 2,800 kilometers of Autostrade per l'Italia. Tolls also increase on the Naples-Pompei-Salerno route (by 1.677%) but no adjustment concerns the other 22 motorway concessionaires. As announced by the MIT, without the decision to implement discounts for users, the increase would have been 3%.

On gas +18.2%, weighed on by the Russian conflict

The news of the interruption of supplies of Russian methane to Central Europe via Ukraine in recent days contributed to the increase in the price of methane which at the end of the year on the European market reached, for the first time since October 2023, 50 euros per megawatt hour. Meanwhile, the first increases in the bill have been announced by Arera which expects an increase of 18.2% for the group of so-called “typical customers” served under greater protection in the first quarter of 2025. A super electricity bill which will affect approximately 3, 4 million users, mostly citizens over 75 years old, social bonus recipients, disabled people, residents in emergency housing modules or on smaller islands and users of life-saving equipment. Despite the increases, however, the annual expenditure of those who benefit from the greater protection regime will stand at 523 euros in the period between 1 April 2024 and 31 March 2025, 2.1% less than the 534 euros recorded between the first April 2023 and March 31, 2024.

Arera: no dramatic increase (for now)

As for the possible increases in electricity and gas, with several analysts having studied the increases, the president of Arera Stefano Besseghini does not go too far. «The markets have known since August that there would be this further closure by Russia and the forecasts did not estimate any particular increases. What I expect, if anything, is a tendency to ride the emotional wave of an announcement and that this serves to fuel some confusion. For now there have been no dramatic increases, but we must not let our guard down and we must continue to monitor the things to be done.”

Facile.it, car insurance rises 6.19% in one year

Car insurance rates continue to grow, with negative effects even on virtuous drivers. According to data from the Facile.it Observatory, in December 2024 to insure a four-wheel vehicle in Italy, on average, 643.95 euros were needed, i.e. 6.19% more than twelve months before. Furthermore, for more than 585,000 motorists who have reported an at-fault accident in 2024, increases linked to the change of class will be triggered. Tuscany, Sardinia and Liguria are the most affected areas, Prato is the province with the highest percentage of at-fault accidents reported, Crotone is the one with the least insurance claims. «The slowdown in inflation and the stabilization of accident rates are certainly starting to have the first positive effects on the car insurance price front, which during 2024, although remaining high, saw their growth trend slow down – explains Andrea Ghizzoni , Managing Director of insurance at Facile.it -. if the economic context remains stable, we expect that the positive effects will be fully transmitted to the car insurance market and that the price curve can stabilize again”.

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