And we’re talking about one of the most widespread scams in France: contactless payment theft. Regularly, theUFC-Que Choisir reminds us that thugs play this little game quite easily. The multiple victims don’t realize anything. A few centimeters from them, the criminals rob them remotely, using an electronic box. Who says better?
Contactless payment: not just a scam, a step forward too
Contactless payment is without context a technological innovation very practical. The counterpart to this development is the significant risk of scam. The thieves understood this well. Vigilance is required because scammers are constantly inventing new forms of scams.
L’UFC-Que Choisir reports that “ recently, many Montpellier residents have complained about these unauthorized transfers. Each victim noticed that 50 euros had disappeared from their account. This scam, increasingly common, has also affected people in Nice”.
As you know, contactless payment is made on a electronic payment terminal (TPE). Do not insert your payment card into the reader. We therefore do not enter our card code.
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And theUFC-Que Choisir to assert that, “ in reality, scammers use a TPE. This allows them to trigger payments remotely, without having to approach or touch their victims. They do not hesitate to act in public places, and lately, they seem to focus on public transportation« .
Thieves therefore never lack imagination to invent scams. THE contactless payment is one of them. This is why you must always remember a few safety rules with this payment method.
Pour limit the risk of fraudthe ceiling for an operation is limited by banks to 50 euros. In addition, some banks limit their customers to five contactless transactions per day.
And theUFC-Que Choisir to propose a solution: “ To avoid this scam, simply keep your card in an NFC anti-wave protective case“. The UFC experts go on to state that “ you can also protect your bank card by wrapping it in aluminum foil. It’s just as effective“. Mind-blowing…
Widespread but still marginal fraud
Boursorama reports that, “ the French lost more than 473 million euros in 2020 because of bank card fraud« . More than, « however, contactless payment scams represent less than 1% of bank card fraud.“. Reassuring!
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To avoid contactless payment scams, it is essential to regularly monitor your accounts. And, at the slightest doubtful transaction, you should urgently call your bank.
Finally, if you have been the victim of a contactless scam, do not panic. Your banker will check with you the circumstances of the scam. He should initiate the classic reimbursement procedure, unless you have completely failed to pay. vigilance.
Word to the wise, hello.
