Mutual insurance contributions will increase by an average of 6% next year, according to a survey by the French Mutualité published on Wednesday December 18. Particularly at issue: health expenses which are continuously increasing. In your opinion, should the government act to curb these price increases?
Mutual insurance contributions will increase by an average of 6% next year, according to a survey by the French Mutualité published on Wednesday December 18. It will take +5.3% for individual contracts, mainly subscribed to by seniors, young people and the self-employed, and up to +7.3% for compulsory collective contracts.
The cause of this increase in prices: the continuous increase in health spending in France. +4% in 2022, +5.2% in 2023 due to the aging of the population and medical technological progress. The benefits paid by mutual insurance companies follow this same curve: +6.4% in 2023, in particular due to 100% health in the dental, optical and audiological sectors, the upgrading of health professionals, and the financing of new initiatives such as the oral and dental prevention or treatments against bronchiolitis.
The reduction in the Health Insurance deficit has led the public authorities to transfer more expenditure to complementary organizations, without consultation. This approach, criticized by the French Mutualité, further increases the burden on mutual societies and their members.
Essential increases to maintain a united health system
For Éric Chenut, president of Mutualité française, these increases are essential to maintain a united health system: “Health spending is increasing two to three times faster than national wealth. Without structural overhaul, we will no longer be able to cope with these developments.”
Faced with this situation, the French Mutualité is calling for a profound transformation of the financing of social protection. She emphasizes the importance of a multi-annual approach, considered essential to offer stakeholders in the sector the visibility and means necessary for effective management. Finally, the French Mutuality insists on the urgency of investing massively in a real prevention policy to stop the progression of chronic diseases and adapt to demographic and ecological transitions.
published on December 19 at 7:00 a.m., Lola Dhers, 6Medias
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