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A simple click can be enough to empty your bank account. And it can happen to anyone because of a malware. This program is able to access your phone's personal data discreetly.
So how protect your money hard earned? It's better to take the necessary precautions than to end up with an account emptied in an instant.
Your bank account under threat
A day without being able to check your bank account? Impossible to imagine. This precious tool is today as essential as a smartphone. Payments, savings, transfers : everything passes through this pillar of daily life.
But be careful, a serious threat looms. Last Saturday, the French Banking Federation launched an alert concerning the bank accounts of French people. This time, cybercriminals are not directly targeting banks or their applications. No, they attack you, users, by deploying ever more sophisticated techniques to steal your financial information.
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The most alarming? This threat concerns customers of many banks in France. Among the affected establishments are well-known names like, Boursorama, Axa Bank, BNP Paribas or again the Postal Bank.
Banking data at risk
Fraudsters are always on the lookout for access to your bank accounts, and their methods continue to improve. For the recent scam, the scammers' tool of choice is malware, a malware known as DroidBot. The alarming thing is that you might be installing it without even realizing it.
How ? According to Crédit Mutuel, this program perfectly imitates a legitimate application. This could be a web browser, a game or even a security application. It mimics official apps so well that users struggle to spot the deception.
So how is the bank account in danger? Once this malware is installed on your smartphone, it becomes a real gateway to your sensitive data. In fact, he recovers your banking usernames and passwordstherefore giving access to your account. And not only that! This malware can also steal your sensitive personal data.
According to the Credit Mutuel : “Once downloaded and after asking you for the permission to access your device's accessibility servicesthe malware can collect your confidential information, including your banking credentials. »
To have
This formidable scam which targets your bank account is wreaking havoc in France
So how can you protect your bank account?
With fraudsters becoming ever more inventive, protecting your bank account represents a major challenge. Fortunately, adopting some good practices may be enough to foil their plans.
First of all, remember to retrieve your applications only from the official stores. Avoid APK files found randomly on the Internet. They can hide malware ready to siphon data from your bank account. Google Play et l’App Store remain your safest allies.
Moreover, be strict with your passwords. Do not save them on your smartphone. While this may seem convenient, it leaves your data vulnerable.
Do not give in to the temptation of questionable attachments. An email with an alarmist tone or an offer too good to be true? Beware. Opening a suspicious attachment could trigger one-click fraud.
Finally, don't underestimate the power of a good application antivirus. These tools block malware and strengthen the security of your smartphone. By adopting these reflexes, you will be able to avoid being the next victim of this malware which targets bank accounts.
