Electronic payment: the reduction in interchange fees variously passed on by electronic payment operators

After Bank Al Maghrib’s decision to cap the level of domestic electronic payment interchange fees at 0.65%, merchants are wondering about its application. Was this reduction passed on to the benefit of traders by the operators concerned, the main ones being NAPS and CMI? Elements of answers.

October 12, 2024 at 11:18 a.m.

Modified October 12, 2024 at 11:18 a.m.

After Bank Al Maghrib’s decision to cap the level of domestic electronic payment interchange fees at 0.65%, merchants are wondering about its application. Was this reduction passed on to the benefit of traders by the operators concerned, the main ones being NAPS and CMI? Elements of answers.

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On September 20, BAM announced its decision to cap the level of interchange fees at 0.65% for domestic electronic payment transactions using cards issued in Morocco. This decision came into force on October 1, 2024.

Before this decision, the…

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Kenza Khatla

October 12, 2024 at 11:18 a.m.

Modified October 12, 2024 at 11:18 a.m.

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