As revealed by BFMTV, Tuesday January 21, the price of home insurance should increase by 10% on average in the ten largest cities in France. This increase is slightly higher for houses compared to apartments.
A surge in prices in the ten largest cities in France. According to a report from the alternative insurer Leocare revealed by BFMTV, Monday January 21, home insurance prices in France will experience a spectacular increase in 2025, reaching on average 10% over one year and 20% over three years. In detail, regarding apartments, it is in Nice that the cost of home insurance increases the most (+12%) to stand at 26 euros per month. With an increase of 11% over one year, Toulouse and Bordeaux complete the podium. Then follow Lille and Rennes (+10%), Lyon and Marseille (+9.5%), Montpellier (+9%) and finally Strasbourg and Paris (+8.5%). Rennes is the city where you have to spend the least to have home insurance, with a cost of 16 euros per month.
As for houses, it is in Marseille that prices are increasing the most (11.5%) ahead of Strasbourg (+10.5%), Lille and Paris (+10%). In this ranking, we then find Nice, Rennes and Montpellier (+9.5%) as well as Lyon, Bordeaux and Toulouse (+8.5%). The monthly cost of home insurance for a house is more than double that of an apartment. In 2025, it will average 58 euros in Paris, 57 euros in Marseille, 55 euros in Nice and Montpellier compared to only 35 euros per month in Rennes.
An increase of more than 20% since 2022
Going back in time, the explosion in home insurance prices is even more spectacular. Between 2022 and 2025, prices increased by 20.5% for houses and 21% for apartments. The increase in bad weather and natural disasters linked to global warming partly explains this trend which is here to stay according to experts. The increase in burglaries in certain regions and the deterioration of the housing stock at the national level are also mentioned as causes of this phenomenon.
-published on January 21 at 8:40 a.m., Quentin Marchal, 6Medias
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