To invest in real estate, SCPI CORUM remains a must
If you are looking to invest your savings in 2025the different products offered by the company CORUM L'Épargne will certainly interest you. Starting with SCPIs, these real estate investments without management concerns. SCPI CORUM have once again revealed 2024 return rates well above the average expected on the market (around 4.5%).
In detail, thea SCPI CORUM Origin delivered a distribution rate of 6.05%. It thus exceeds its objective of 6%, as it has every year since its launch in 2012. At its side, CORUM XL and CORUM Eurion each show a yield of 5.53% for 2024. Enough to consolidate their position among the best SCPIs on the market.
For Fortuny specialists, these performances confirm the quality of these real estate investments. “We have a very favorable opinion on the SCPI CORUM, and in particular CORUM Origin, which appears in our top 10 SCPIs for 2025explains Louis Legasse, managing partner of the wealth management firm. CORUM Origin constitutes an important pillar of the real estate savings of many of the savers we support. We continue to recommend it to investors who contact us in 2025 to launch into SCPI or further develop their real estate savings.“
To obtain a first estimate of the potential return (non-guaranteed) of an SCPI investment, the firm offers you a SCPI simulator free. Investing in SCPI presents a risk of capital loss and must be considered over a minimum period of around 8 to 10 years. Returns are not guaranteed and may fluctuate over time.
The Euro 2024 fund rate above 4.5%!
In addition to its historical activity in real estate investment, CORUM L'Épargne also offers a life insurance contract (CORUM Life) as well as a retirement savings plan (CORUM LifePER). And like SCPIs, these investments shine thanks to their performance. As proof, the rate of the CORUM euro fund breaks the ceiling, with a 2024 return of 4.65%.
“For comparison, the average rate for euro funds is expected to be around 2.5%.underlines Louis Legasse. At 4.65%, this euro fund should therefore be among the very best on the market. On the other hand, payments into the fund are limited to 25%, in order to control collection to preserve returns over the longer term.“
In addition to the Euro fund, subscribers to a CORUM Life contract can also invest in SCPI as well as in a panel of funds invested in corporate bonds. Unlike euro funds, and like SCPIs, these bond funds do not include a guarantee of the capital invested.
In return for this risk taking, more or less high depending on the funds, the yield served in 2024 is between 4.39% (CORUM Visio) and 7.60% (CORUM Behy). “Before its closure last April, we also presented to our clients the dated fund Corum Butler Entreprisesadds Louis Legasse. He was able to capitalize on a period of rising bond rates to invest at the right time and deliver a return of 7.23% last year.“
-Return, taxation, inheritance: the life insurance simulator de Fortuny enlightens you on the advantages and functioning of life insurance.
Your life insurance simulation
Are CORUM investments right for you?
The attractive returns on the various CORUM savings products make them investments worth studying closely to invest your money. However, it remains essential to choose investments adapted to your situation and your objectives. Likewise, we must focus on the advantages but also the disadvantages and risks of the different solutions available to you.
“CORUM investments feature prominently in the range of products that we can present to savers. But they are not the only ones: depending on your needs, we can also direct you towards other possibilities, such as competitive life insurance contracts accessible 100% in euro funds for example, which CORUM Life does not allow.“, illustrates Louis Legasse.
To carry out your investment procedures successfully, Fortuny experts recommend carrying out a complete balance sheet. This audit work allows you to take stock of your assets and tax situation, your investments and your objectives for the future (preparing for retirement, financing a project, reducing the tax burden, etc.). If you want to advance your projects and improve the return on your savings in 2025, you can make an appointment with a Fortuny advisor from today.
Past performance presented in this article is not indicative of future performance. This article does not constitute a personalized investment recommendation.
