the resource ceilings not to be exceeded to have social housing in 2025

In 2025, applying for HLM will be possible. However, there are resource limits that you must respect.

In 2024, the allocation of social housing or HLM in will be governed by reinforced criteria aimed at improving transparency and fairness, while meeting growing demand. In 2025, specific criteria will have to be respected to benefit from it.

A demand for HLM that is never empty

In France, HLM (Moderate Rent Housing) organizations allocate these housing units based on several criteria priorities defined by law. Applicants must respect income limits.

The latter are thus set according to the composition of the household and the location of accommodation. These ceilings vary to promote access for the middle classes in tense areas.

Certain categories benefit from priority, such as people with disabilities. But also victims of domestic violence, transferred employees or DALO recognized households (Right to housing enforceable).

Since the ELAN law, local authorities have played an increased role in balancing social diversity. And thus meet the specific needs of the territories.

Requests are made online or at the town hall via a national form. Each applicant receives a unique number, and their file is examined by an allocation committee.

The latter ensures transparency and can request additional supporting documents. With the housing crisis, waiting times are getting longer in major cities.

Conditions to respect

The government encourages the development of new HLM. And innovative devices such as rental intermediation to mobilize private stock.

In 2025, the new resource ceilings for access to HLM housing have been published in the Official Journal from December 28. And these will increase by 2.47% from January 1, 2025.

This therefore follows the increase in the rental reference index (IRL) observed between third quarter 2023. And the third quarter of 2024.

To assess your eligibility, the reference tax income (RFR) for year N-2 is shown. taken into account. Thus, for a request filed in 2025, your 2023 income, mentioned on the 2024 tax notice, is will therefore be examined.

The resource ceilings vary depending on the type of social housing targeted. Housing MOREfinanced by a rental loan for social use, correspond to low-rent housing.

PLAI housing, financed by a rental loan with integration assistance, is said to be reserved for people in great precariousness. Please note that a household including a person with a disability benefits from an upgrade to the higher household category.

Obtaining HLM in 2025, instructions for use

For example, a couple where one member sees each other in disability situation will be classified in category 3 instead of category. To find out if you meet the conditions, use the simulator available on the tax administration website.

You will need to indicate the postal code of the municipality where you wish get accommodationthe number of people to be accommodated. But also, be aware that the simulator will then specify the resource ceilings applicable to your situation.

To apply for HLM, two options are available. You can do this online, by submitting your file on the tax administration website.

You can also go to a counter. To do this, submit a form in a reception point near you (list of counters available online).

A complete and up-to-date file, with all the supporting documents requested, is therefore essential for avoid delays. However, the allocation periods remain long, on average 6 to 7 years in France, and up to 10 years in Île-de-France.

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