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Prepare your wallet! The year 2025 doesn't just come with new resolutions. It also brings its share of changes, and some expenses will impact your budget. Discover in this article all the adjustments to be made!
These 3 expenses will impact your wallet in 2025
THE transport in Île-de-France will experience a new wave of increases in 2025. The monthly Navigo Pass will increase to 88.80 euros, an increase of 2.40 euros. This increase adds to the previous ones. And it is sure to weigh heavily on consumers' wallets! Remember that in 2022, it only cost 75.20 euros. Likewise, the annual Navigo Pass will increase to 26.40 euros. The ticket will therefore reach 976.80 euros!
THE postal services will not be left out! From January 1, 2025, we will have to pay more for sending our letters and parcels. The Green Letter will increase to 1.39 euros. As for the Services Plus Letter, it will increase to 3.15 euros. Registered and international shipping will also increase. Colissimo prices will increase to 5.2% on average. Increases that will seriously impact our wallets.
Furthermore, smokers will once again have to put their hands in their pockets! THE price of a pack of cigarettes will increase further. They are therefore preparing to pay more than 12.50 euros for a pack of 20 cigarettes. Note that this increase concerns all brands! Bad news for smokers' wallets!
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From January 2025, the gas price will experience a further increase. The average price of gas for cooking and hot water will increase to 0.146 euros including tax per kilowatt hour. For heating, it will increase from 0.112 to 0.118 euros including tax/kWh. For your information, we are talking about an indicative price here. Suppliers may or may not pass this increase on to their customers!
Another change to be expected: the removal of the Pinel device. After ten years of existence, this device is bowing out. A decision which will undoubtedly have an impact on the wallets of those who were counting on this tax advantage! As a reminder, Pinel offers a tax reduction for rental investors.
On the other hand, there is good news for retirees. Next year, the basic retirement pensions will increase by 2.2%. For example, a pension of 1,200 euros will see an increase of 26.4 euros. Enough to support the beneficiaries' wallets!
These 2 adjustments that will not do your wallet any good!
From January 1, the use of titres-restaurants in the supermarket will no longer be possible. Households will therefore have until December 31, 2024 to use this type of payment. Another change that risks hitting individuals’ wallets hard!
Furthermore, thesavings of the French is also about to take a big hit. The interest rate on PELs will decrease. It will increase from 2.25% to 1.75% in 2025. However, Bercy provides important clarification. This reduction will not concern PELs opened before January 1, 2025. Only new contracts will therefore be affected by the reduction.
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