Mutual insurance prices will increase by an average of 6% in 2025, according to the French Mutualité. An increase which comes after two years of consecutive increases, more than 4.7% in 2023 and more than 8.1% in 2024.
Published on 01/01/2025 09:38
Updated on 01/01/2025 12:04
Reading time: 1min
Among the traditional changes of January 1, several increases risk reducing your purchasing power. Among them, the increase in the prices of complementary health insurance of around 6% for this year 2025.
In detail, it will reach 5.3% for individuals and 7.3% for employees, according to figures revealed by the French Mutualité, which brings together 38 mutual insurance companies covering 18.7 million people.
The fact remains that this increase comes after two years of consecutive increases: more than 4.7% in 2023 and more than 8.1% in 2024. But it is necessary, judge the complementary health insurance companies, justifying it by an increase in health spending for French.
The French Mutuality thus specifies that the organizations had to cover expenses in 2023 increasing by more than 6%, particularly in the face of an aging French population, increasingly victims of chronic illnesses.
But also because innovative medicines are always more expensive and Social Security is withdrawing, as with dental costs, leaving mutual insurance companies to take on more reimbursements. Patient associations also denounce a “privatization of health“.
Finally, another reason put forward by mutual insurance companies to explain this increase: the reimbursement of doctor's consultations. At the end of December 2024, the price of these appointments with a general practitioner increased from 26.50 euros to 30 euros and from 56.50 to 60 euros for a specialist. For their part, the doctors' unions considered this revaluation necessary to catch up with inflation.
