Jammu and Kashmir Bank Limited (the Bank) is engaged in banking and financial services. Its business segments are retail banking, corporate banking and treasury banking. The bank offers a range of products and services, such as loans, personal accounts, fixed deposits, insurance, cards, business accounts, agricultural loans and others. The Bank offers a range of consumer credit products, including home loans, personal loans, education loans, agricultural loans, commercial loans and consumer loans, as well as a number of products financial services tailored to the needs of various customer segments. It offers loans, such as housing loans, consumer loans, personal loans from JK bank, consumer loans, laptop financing, festival advances, education loans and even more. It operates through over 955 branches, including around 174 metropolitan branches, over 110 urban branches, 162 semi-urban branches and 544 rural branches, spread across 18 states and four Union Territories.
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