Would you be willing to work longer for a bonus on your pension? “As long as I feel able to work, I could consider it,” Burack, a 39-year-old resident, confided Thursday. “It wouldn’t bother me,” Pierre said. But I have just started, maybe in 20 to 30 years I will have changed my mind.” But for Chloé, a border crosser, it’s no. “I prefer extra time than extra money.”
Since 2013, anyone who has reached a certain combination of age and years of contributions and beyond has benefited from a pension increase. The 2012 reform provided for a gradual reduction in the percentage of this bonus from 1.85 to 1.6%, by 2052. In 2023, a 60-year-old candidate for retirement with 40 years of contributions and who exceeds the reference threshold (94) of 6 obtains an increase of 1.872%. On the other hand, in 2052, it will not obtain any increase, because the threshold will then be raised to 100.
According to Martine Deprez, Minister of Social Security, in 2023, 82% of new retirees retired with an increase, a figure similar to that of 2013. But the insured exceed the threshold less strongly (9 years in 2013, 7 .4 years in 2023). The reason? A higher threshold and stricter conditions.
The average retirement age of people benefiting from an increase has been stable for years, between 60 and 61 years (60.9 years in 2023). The objective of encouraging people to work longer has therefore not yet been achieved. With the threshold rising by 2052, the pressure will increase. It remains to be seen whether this will be enough or whether the new reform will be a game-changer.
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