They drew the first. At the first light of 2025, Ampli mutual and its sister Garance announced the rates paid last year on the euro fund of their life insurance contract, at 3.75% and 3.5% respectively. A performance well above the market average, expected at 2.5%, and above all the kick-off of a skillfully orchestrated ballet which will last the entire month of January. “Some competitors are waiting to see how others position themselves,” explains Virginie Hauswald, general manager of Garance. Because euro fund rates are a guide for savers. »
This investment support – the composition of which varies for each insurer but mainly made up of government and corporate bonds supplemented by shares, real estate, etc. – represents 70% of the 2,000 billion in insurance assets. life. In 2024, it will still have captured 58% of the collection, according to figures from France insurers released at the end of October.
France
