New rule for those who use credit cards draws the attention of Brazilians; understand

A new era of inspection is arriving in Brazil. From this year 2025, the Federal Revenue will now receive detailed information about the expenses of all Brazilianswhether they are individuals or legal entities that use a credit card. The measure, which aims to combat tax evasion, has generated debates and concerns among the population.

According to an article by Agência Brasil, the main change is the inclusion of credit card administrators and payment institutions in the group of entities required to send information to the Federal Revenue Service about their customers' financial transactions.

New rule for those who use credit cards

From now on, all transactions carried out via credit card or Pix, which exceed R$5,000 for individuals and R$15,000 for legal entities, will be reported to the Federal Revenue Service. This information will be sent every six months, allowing the Tax Authorities to have more accurate monitoring of the population's expenses.

The Federal Revenue justifies this new measure with the aim of strengthening the fight against tax evasion and promoting transparency in financial operations. With a greater volume of data, the Tax Authorities will be able to identify possible inconsistencies between the declared income and the expenses incurred, increasing the efficiency of inspection.

Expert Lila Cunha, FDR collaborator, tells you which documents to keep to avoid problems with the Federal Revenue.

What are the implications for the citizen?

• Greater control: Federal Revenue will have stricter control over population spendingwhich can generate more security and confidence in the tax system;
• Combating tax evasion: the measure aims to curb tax evasion, as it will be more difficult to hide income and expenses;
• Protection of honest taxpayers: by combating tax evasion, the measure also benefits honest taxpayers, who will not need to bear a greater tax burden to compensate evaders;
• Privacy concerns: Some citizens may feel concerned about the amount of personal data being shared with the IRS, raising questions about the privacy and use of this information.