Created to ensure greater practicality for Brazilians who need to make payments quickly, the PIX allows money transfers to be made instantly. The payment format has undergone a series of changes over the years. This month, a new measure limiting payments above R$200 came into force.
According to FDR expert Lila Cunha, the modification was established as a way to ensure greater security during transactions carried out via PIX. This is because, by guaranteeing instant payment release, PIX was constantly being used to apply scams and fraud.
- The update was announced by the Central Bank of Brazil (BCB);
- The institution is responsible for defining rules on payment methods made available by Brazilian banks;
- As of this November, payments via PIX will have a value limit if transfers are made on unauthorized devices;
- This includes everything from smartphones to tablets and notebooks, for example;
- Now, to make payments over R$200, the device will need to be properly registered with the institution;
- This process must be carried out using the institution's application and has different rules for each bank;
- In addition, a ceiling was also set for daily transactions;
- In total, it will only be possible to transfer up to R$1,000 per day if the device is not registered;
- It is worth remembering that this limitation will not be required on devices that have already been registered;
- Another noteworthy point is that the rule only applies to new devices;
- In other words, if you already use your smartphone to make payments via PIX, no additional registration will be necessary.
See other information about new rules for payments on PIX this link.
