While some were hoping for a generous increase, it seems that economic reality has decided otherwise.
Many people are wondering about the next adjustments to their supplementary pension. With inflation slowing, the outlook for November leaves room for varied scenarios, each with its implications. Let’s discover together the possible options for this long-awaited revaluation, and what they mean for retirees.
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A limited increase: the optimistic scenario
The unions are campaigning for a revaluation aligned with inflation. However, with inflation possibly running at 1.9% or even 1.8%, expectations of a notable rise are dwindling. Retirees could expect an increase of 1.9%, although this forecast is uncertain.
This increase, although modest, would be the most “generous” possible for this period. However, it remains insufficient to compensate for the increase in the cost of living. Retirees will therefore have to adapt to this economic reality.
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Modest scenario: a minimal increase
A less optimistic scenario is emerging with a potential increase of 1.5%, or even 1.4% if inflation is revised downwards. This increase, described as “stingy”, reflects the strict application of the calculation formula. Such an adjustment would be insufficient to maintain purchasing power.
In this context, employers’ organizations support strict application of the rules. The impact on retirees would be significant, forcing some to review their budgets. An increase limited to 1.4% or 1.5% seems more and more likely.
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A compromise: the middle option
Between the optimistic and modest scenarios, a middle option could emerge. A revaluation of 1.6% or 1.7% could be considered, depending on the latest economic data. This compromise would offer a slight improvement over the most restrictive scenario.
This middle scenario, although modest, could offer some semblance of relief to retirees. The suspense surrounding this decision remains intact, and retirees are impatiently awaiting the official announcement.
| ???? Scenario | Résumé |
|---|---|
| ???? Optimistic | Possible increase of 1.9%, the most generous expected |
| ???? Modest | Increase limited to 1.4% or 1.5%, depending on inflation |
| ⚖️ Median | Compromise at 1.6% or 1.7%, a happy medium |
While we wait for the final decision, here are a few things to keep in mind:
- Inflation forecasts directly influence the revaluation.
- Unions and employers’ organizations have divergent visions.
- The final decision will be announced after October 15.
The current economic situation is not without consequences for retirees. With a revaluation potentially lower than expectations, how can they adapt to this new financial context?
