the first two mutuals to announce the 2024 rate of their euro fund hit hard

The new year traditionally marks the start of performance announcements for euro funds, life insurance contracts and retirement savings plans.

And the first to lift the veil on their performance are generally the supports offering high returns: for this 2024 vintage, these are the mutuals. Warranty et Ampli* which open the ball with the announcement of the yields, and they are very good with 3.5% for the first, and 3.75% for the second in terms of life insurance (Garance Savings, Ampli-Life Insurance), at a level which should still place them among the best contracts on the market.

For Garance as for Ampli, these two rates mark a stable performance compared to the rate distributed for 2023, for accessible and secure contracts, single-support (Ampli) or not subject to a minimum obligation to hold units of account (Garance ).

PER

In terms of PER, the rate of the Ampli contract (Ampli PER-Liberté) displays 3.5% while Garance announces a rate of 4.5% (Garance Serenity), up 130 basis points compared to 2023, without drawing on reserves.

Here again, these rates should place their PER among the best on the market for the year 2024 while professionals expect a drop in the average return on these contracts compared to 2023.

*Contracts reserved for self-employed workers.