A dark Thursday for Creil. On October 17, 2024, the city of Creilin Oise, was hit by violent rains causing floods major. This exceptional situation led the authorities to declare the state of natural disasterallowing impacted residents to access a faster compensation procedure.
An officially recognized natural disaster
The Ministry of the Interior formalized this decision by an interministerial decree, published in Official Journalwhich specifies the circumstances justifying this exceptional measure. This recognition is a relief for the affected residents. It allows them to benefit from a legal framework facilitating their compensation from insurance companies.
PLEASE NOTE: those affected have 30 days to file their claim.
Serious consequences for the population
The bad weather that occurred this Thursday, October 17 particularly affected several neighborhoods of Creilalready vulnerable to heavy rains. Many residents saw their homes flooded, their property damaged and their daily lives disrupted by this unforeseen event. Some victims speak of critical water levels having made several streets impassable.
The mayor of Creil specified that municipal services will remain mobilized to support local residents in their administrative procedures. A crisis unit was set up during the floods to coordinate relief and limit damage.
What steps should I take?
THE insurers play a key role in this situation. Thanks to the official recognition of the state of natural disasterresidents must now contact their insurance company to report the damage suffered. L'annex to the orderavailable online via the Légifrance website, contains valuable information to allow insurers and victims to better understand the nature of the damage recognized.
| Stage | Action to perform | Important information |
|---|---|---|
| 1. Verification | Consult the interministerial decree and its annex. | Available on: Légifrance link |
| 2. Contact your insurer | Inform your insurance company of the flood-related loss. | Deadline : 30 days from the publication of the decree. |
| 3. Loss declaration | Send a complete file to your insurer: photos, list of damages, necessary documents. | Follow the insurer's specific instructions. |
| 4. Expertise | Participate in the expertise at home. | Organized by the insurance company to assess the damage. |
| 5. Follow-up of the file | Follow the steps with the insurer until compensation is received. | Regular contact recommended with insurance. |
Important : Those affected by the heavy rains and floods that occurred on October 17, 2024 must act quickly to benefit from the compensation provided as part of the recognition of a state of natural disaster.
Thanks to this procedure, flood victims can hope for priority treatment and faster financial compensation in order to rebuild their daily lives.
Increased vigilance for the future
Recent events are a reminder that extreme weather phenomena are becoming more and more frequent. The local authorities of Creil are already studying measures to strengthen water evacuation systems and secure areas at risk. At the same time, awareness initiatives aimed at residents should emerge to optimize preventive actions in the face of this type of environmental emergency.
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