The latest figures on the general scheme managed by the National Social Security Fund (CNSS) are 747,438 pensioners in 2023. 67% of them receive pensions of less than 2,000 DH. The details.
The number of companies affiliated to the National Social Security Fund (CNSS) reached 332,102 in 2023 compared to 318,292 in 2022, an increase of 4.34 points, according to figures published in the 2023 statistical and demographic report of the security regime social security of salaried workers. Note that the number of affiliates via Damancom reached 307,195 in 2023 compared to 294,504 in 2022. Remember that employers can remotely affiliate with the CNSS via the Damancom portal. The declared payroll amounted to 204.2 billion DH. The CNSS specifies that 61% of companies reporting in 2023 employ 1 to 3 employees. 25% employ 4 to 10 employees, 7% employ 11 to 20 employees, 4% employ 21 to 50 employees. Only 1% of reporting companies employ more than 200 employees. The distribution of affiliates by sector of activity in 2023 shows that the commerce sector concentrates the largest number of affiliates with a figure which amounts to 79,975. In second position we find the services sector with 59,140 affiliates. Next come the sectors of construction (52,257), agriculture, forestry and fishing (30,038), accommodation and catering (23,994), manufacturing industry (19,925), transport and warehousing (20,090), information and communication (6,323), financial activities and insurance (4,948) and others (35,412). Regarding the distribution of declaring affiliates by regional management, Anfa management comes first with 43,831 declarants. Next come the directions of Tangier-Tetouan-Al Hoceima with 33,147 affiliates, Marrakech-Safi (32,959), Rabat (30,748), Souss-Massa (28,047), Hay Mohammadi-Ain Sebaa (24,531), Sidi Otmane-Hay Hassani (22,927). ), Fez-Boulemane (16,334), Khénifra-Khémisset (16,327), Settat (15,377), Beni Mellal Khénifra (12,139), Meknes (11,134), Draa-Tafilalet (9,865), Laayoune-Sakia-Lhamra (7,314), Dakhla-Oued Eddahab (5,391) and Guelmim- Oued Noun (3.044).
Focus on affiliates declaring more than 1,000,000 DH in payroll
In its report, the CNSS focused on affiliates declaring more than 1,000,000 DH in payroll. The number of this population rises to 19,487 in 2023 compared to 17,799 in 2022. The distribution by seniority shows that 51% of the affiliates studied have seniority which varies between 5 and 20 years; 17% from 20 to 30 years old; 11% from 30 to 50 years old and only 4% for those over 50. Regarding the distribution by size, the CNSS reports that 68% of the affiliates studied declare a number of employees ranging from 21 to 200 employees. 14% of affiliates declare more than 200 employees. In detail, Casablanca-Anfa brings together 23% of affiliates declaring more than 1,000,000 DH in payroll in 2022; Casablanca-Hay Mohammadi-Ain Sebaa (11.4%); Rabat (11.1%), Casablanca-Sidi Othmane-Hay Hassani (11%). After Casablanca and Rabat, Tangier-Tetouan-Al Hoceima comes in third position with 10% of reporting affiliates. We then find Souss-Massa (8.1%), Marrakech-Safi (7.9%), Fès-Boulemane (3.3%), Settat (3%), Kénitra Khémisset (2.6%).
More than 45,000 new businesses have joined the Fund
According to CNSS data, the number of affiliates entering 2023 stood at 45,035 in 2023 compared to 45,114 in 2022, a drop of 0.2 points. The number of first-time filer affiliates stood at 27,467 in 2023 compared to 31,043 in 2022; which represents a regression of 12 points. The analysis of the reporting affiliated companies shows that they are mainly small companies. Indeed, the portfolio of companies affiliated with the CNSS is made up of 89% of affiliates declaring fewer than 10 employees. Thus, 72% of entrants declare 1 to 3 employees and 17% declare 4 to 10 employees. Only 0.08% of new member companies, or 37, employ more than 200 employees. Furthermore, the CNSS indicates that the number of affiliates leaving in 2023 stood at 31,225 compared to 37,130 in 2022, which represents a drop of 16 points. Companies with a workforce of between 1 and 3 employees are by far the most affected with a rate set at 78%. Companies with more than 200 employees represent only 0.1%.
Increase in the number of declared employees
The number of employees declared to the CNSS shows an increase of 4 points compared to 2022, going from 3.82 to 3.98 million employees. Female employees represent 33% of all declared employees in 2023. The average monthly number of declared employees reached 3.01 million in 2023 compared to 2.88 million in 2022. Note that the number of entrants reached 756,175 in 2023 compared to 792,088, a drop of 5 points. The number of first-time declarations totaled 491,975. Regarding the distribution of employees by sector of activity, the CNSS specifies that 23% of employees declared in 2023, or 922,121, fall into the service sector, followed by commerce (604,992 declared employees), manufacturing industry (600,403 ), construction (527,799), agriculture, forestry and fishing (470,371), accommodation and catering (197,663), transport and warehousing (148,792), information and communication (81,704), financial and insurance activities (79,564). Furthermore, the number of leavers in 2023 is 596,758 compared to 475,083 in 2022, an increase of 26 points.
747,438 pensioners
The number of pensioners at the CNSS reached 747,438 in 2023, a figure up 5.50 points compared to the year 2022 when there were 708,442. The pension most served by the Fund is that of old age with a number established at 522,773 in 2023. We then find the pension of survivors with 218,554 pensioners. As for the disability pension, there are 6,111 pensioners. It should be noted that pensioners receiving a survivor’s pension are predominantly women, accounting for 97% of all beneficiaries. Regarding the distribution by average age and by type of pension, we observe that the highest average age of pensioners is naturally that of retirees which is 69.5 years (68.3 years for women and 69. 9 years for men). Concerning the invalid’s pension, the average age is 51.3 years and 68.4 years for that of survivors.
67% of pensioners receive less than 2,000 DH
The CNSS paid a total of 15.8 billion DH for pensions in 2023. The distribution of these amounts paid by type of pension shows that the old age pension occupies the largest share, namely 83% of the total amounts. paid as pensions for the year. The distribution of pensioners by monthly pension bracket reveals that the amounts of pensions paid are relatively low. In fact, 67% of all pensioners receive pensions of less than 2,000 DH. In detail, 157,745, or 21%, have a pension of less than 1,000 DH, 32%, or 240,877, receive a pension of between 1,000 and 1,500 DH; 14% between 1,500 and 2,000 DH; 14% between 2,000 and 3,000 DH, 16% between 3,000 and 4,410 DH. Only 3% of all pensioners receive 4,410 DH. This situation is due to relatively low and capped reference salaries. There is an average annual increase of 2.43 points in the average pension of all pensioners between 2019 and 2023. This trend, with an upward trend, concerned all types of pensions paid. It should be noted that the average old-age pension is the largest, reaching 2,168 DH, followed by the disability pension which amounts on average to 1,980 DH, compared to 964 DH for the average survivors’ pension. The average pension for all pensioners of the scheme is around 1,814 DH.
Benefits: Family allowances represented 10.8 billion DH
Regarding spending on benefits in 2023, it is important to note that family allowances represented 10.8 billion DH. Regarding short-term benefits: death benefits represented 131.1 million DH, daily sickness benefits 341.9 million DH, daily maternity benefits 453.7 million DH, birth leave 9.8 million DH, compensation for loss of employment 398.6 million DH.
