Before diving into the paperwork for your 2024 tax return, it’s worth it (and the cost!) to check your eligibility for certain credits offered by Revenu Québec via the My file space for citizens. Moreover, you could be entitled to advance payments, a valuable help in these difficult economic times.
In fact, five tax credits are available now from the provincial government, with amounts reaching thousands of dollars. This aid covers various expenses incurred last year and aims to alleviate the financial burdens of several groups of the population.
Among these credits, we find aid for families with children, seniors wishing to stay at home, family caregivers, workers with low incomes, as well as people requiring treatment. fertility. Here are all the details to find out how this support can reduce your budget from the start of 2025.
Also read: Tax increases in 2025: Here’s why Quebecers will pay more this year
Tax credit for child care expenses
This assistance can be very useful for all families whose parent (single or as a couple) paid childcare costs for a child under 16 last year.
The person who can receive this assistance is the biological or adoptive parent (legally or de facto). The child can live with the person who incurs the childcare costs or even his or her spouse. However, one of the two parents must hold or actively seek employment, is currently studying or is eligible for the Quebec Parental Insurance Plan or benefits related to a birth or adoption.
Another important condition: your income per dependent child or that of your partner must not exceed $13,280.
While many childcare expenses are eligible, such as those paid for services that do not offer reduced-contribution spaces or for day camps, others are not. You can consult the complete list of childcare expenses qualifying for the tax credit on the Revenu Québec website.
Some families can receive up to 78% of their family income in tax credits according to the rates determined for the year 2024. Once again, a calculation can guide you on the amount you should receive.
The number of payments you will have this year depends on the date Revenu Québec receives your complete application. Please note, the number of days your child attended daycare is not used to determine the number of these payments.
Website explaining advance payments of the tax credit for child care expenses
Tax credit for home support for seniors
People who are 70 years old and over since 2024 have the possibility to claim an advance for this tax credit in the following situations:
- Live in your own house;
- Stay in a private residence for seniors;
- Reside in an apartment building;
- Stay in a condominium building and be a co-owner.
There are also other situations for which the tax credit applies (as long as the family income of the applicants does not exceed $69,040).
The maximum amount for this assistance can reach $19,500 for an independent single person and $25,500 for a non-independent single person living in their own home. It’s worth doing the calculation via Revenu Québec’s online tool based on your family situation, health condition and income.
The deadline for receiving advance payments is December 1 of the year of application. Please note that only one person will receive payments if you are a couple.
Website explaining the tax credit for home support for seniors
Tax credits relating to the work premium
Advance payments can be obtained for this refundable tax credit dedicated to the work premium for the 2024 tax year.
In addition to meeting certain basic conditions, people withright must have earned the following income last year:
- more than $2,400 or less than $23,857 for singles and less than $42,136 for single-parent families;
- more than $3,600 or less than $37,062 for couples without children and not exceeding $57,822 for those with at least one child.
Depending on your family situation, the maximum amounts of this work bonus can reach:
- $1,152.34 for a single person;
- $1,797.07 for a couple without children;
- $2,980.20 for a single-parent family;
- $3,873 for a couple with at least one child.
To be entitled to advance payments of the work bonus or the adapted work bonus (for people who have had severe employment constraints), you must ensure that the amount is greater than $500 if you designate a dependent child and more than $300 if you do not have children.
Enrollment in direct deposit is required to receive advance payments on a monthly basis. The number of payments depends on the date you sent your request.
Website explaining tax credits relating to the work premium
Tax credit for caregiver
This aid is also eligibleadvance payments for people who have not received any remuneration for the support provided to a person receiving assistance. This may concern someone helping an adult with a disability or a loved one aged 70 or over.
Thus, it is possible to benefit from a tax credit of $1,453, as well as an additional amount of up to $1,453 in both cases – additional amounts can be added under certain conditions.
The number of checks you will receive in the year depends on the date your application is sent this year, whether electronically or by mail.
Website explaining the tax credit for caregivers
Infertility Treatment Tax Credit
It is possible to request an advance now on this refundable tax credit for certain costs related to in vitro fertilization or artificial insemination treatment.
The amounts for one of these treatments must have been paid in 2024 and allow you or your spouse to have a child. To benefit from it, your estimated annual income must not exceed $61,888 if you are a single person. If you have a spouse, the family income must be less than 123,773 $.
To benefit from this tax credit, you must demonstrate that you are entitled to an amount exceeding $2,000. “Please note that you must provide us with the most accurate information and figures possible. If the amount of credit to which you are actually entitled is less than that estimated, you will have tax to pay,” warns Revenu Québec on its website. You can also calculate the rates relating to the advance payment of this aid (according to family income with or without a spouse).
Eligible individuals can access advance payments by completing the required forms online or by mail. Documents must be sent before December 1, 2025. Also, it is necessary to be registered for direct deposit to receive payments.
Website explaining the infertility treatment tax credit
Remember that you have until April 30, 2025 to send your tax return to Revenu Québec – unless you are self-employed.
