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For weeks, retirees feared the worst regarding the increase in their pension. Remember, Michel Barnier intended to freeze this revaluation to save money. Finally, following the anger of the deputies, he opted to reduce this revaluation.
Seniors therefore expected to benefit from an increase of 0.8% from January 1, 2025. A small consolation, especially after the 5.3% of the previous year. But that was without taking into account the censorship of the government, voted by the National Assembly. A censorship which stands out as excellent news for retirees. But watch out for the unpleasant surprise in January.
Disappointed retirees in January?
After a long political debate, retirees emerge winners. Indeed, they will benefit from a 2.2% increase. The latter will apply to all basic pensions, without distinction. Exit complex propositions mixing partial revaluations and one-off bonuses for some homes.
Simplicity triumphs to the detriment of the savings that the State wanted to achieve. Remember, Michel Barnier told us that a freeze on the annual revaluation would enable savings of four billion. In the midst of economic austerity, this proposal was obviously welcome for state finances.
To have
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The latter, ultimately, will not make his handsome savings. However, the increase is less spectacular than that of January 2024. Certainly, it’s always appreciated. However, retirees do not hide a certain disappointment. After all, inflation is still present in the territory. A disappointment which should precede another in January.
A double disappointment?
Indeed, it is not this low amount that surprises retirees the most. This Thursday, January 9, the day pensions are paid by Retirement Insurance, many will note with astonishment that the amount received remains the same as in December.
Contrary to what some might think, this is not neither an error nor an oversight, and even less a technical problem. This situation simply arises from the usual operation of pension payments.
Retirement pensions from the general system, managed by CNAV/Carsat, are paid retroactively, that is to say, expired. Concretely, this means that the amount for January corresponds to the rights acquired for the month of December.
Therefore, the 2.2% increase will only apply from the pension awarded for January, paid at the beginning of February, precisely on February 7.
To have
Increase in pensions: did you benefit from the January increase?
A little more patience
Retirees will therefore have to wait one more month before receiving the supplement. Starting in February, this 2.2% revaluation will be effectiveallowing the 15 million beneficiaries to receive a slightly larger pension.
In the meantime, this temporality, although consistent with administrative rules, can cause frustration, especially for retirees who are facing significant increases in their current expenses at the start of the year.
While this increase is a relief for many, it remains modest given the economic context. For retirees, whose purchasing power is regularly put to the testthis revaluation is far from offsetting the impact of generalized price increases.
However, we must remember that the situation could have been much worse. Retirees could have found themselves without any revaluation, or with an even more modest increase.
