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The 17 million retirees receiving the basic pension will be relieved that the annual increase remains maintained. Capital indicates that although the increase will be effective from the beginning of 2025, payment will not be made immediately.
So, when will this increase be reflected in the beneficiary's account? The answer is timely, but a few details remain essential for anticipate this revaluation long awaited.
Revalued retirement
After months of uncertainty, retirees can finally breathe. In 2025, their pensions will fully follow the rate of inflationa decision that contrasts with the initial announcements. Just a few weeks ago, the State was considering a revaluation limited to half of inflation, causing concern among seniors.
Unlike the increase of only 0.8% decided under the former government, this time, the increase amounts to 2.2%. An increase which, although modest, offers real relief in a tense economic context. To better understand the impact of this measure, let's take concrete examples from our colleagues at Capital.
To have
Retirement: the salary you need to earn to get a quarter in 2025
Let's start with a former private sector employee who receives a total pension of 1,400 euros per month (980 euros basic pension and 420 euros additional). He will see his pension increase by 21.6 per month.
A former civil servant, with an equivalent total pension, will see his retirement increase by 30.2 euros monthly. This increase concerns a basic pension of 1,372 euros.
A very precise calendar
The increase in pensions should reassure millions of retirees, even if the increase seems modest at first glance. Indeed, faced with inflation which continues to eat away at purchasing power, each additional euro on the pension represents a breath of fresh air for many seniors. But then, when will retirees actually see this increase in their bank account?
The basic pension follows a very specific timetable, allowing beneficiaries to know exactly when the increase will be effective. Concretely, the January pension arrives on retirees' accounts in mid-February, that of February arrives in March, and so on.
Payments are made systematically on the 9th of each monthas stated in the National Old Age Insurance Fund (CNAV). If this date falls on a Saturday or Sunday, payment will be made either on the previous business day or the following business day.
To have
Retirement: change in the CSG rate, the impact of the new thresholds on your pension
Good news for these retirees
Retirees can rejoice! The 2.2% increase on their pension takes effect with that of January. However, according to the usual schedule, they will receive this payment in February. Following the rules in force, this payment was to take place on February 9.
Since the date corresponds to a Sunday, the Pension Fund had to modify the calendar. To meet this constraint, it decided to bring the date forward to Friday February 7. This anticipation of a few days brings welcome relief for millions of retirees.
The elders civil servantsthey will benefit from even more favorable treatment. Payment of the increased pension will be made from Thursday January 30, regardless of their basic pension plan. Even the Additional Civil Service Retirement (RAFP), supplementary fund for ex-civil servantswill respect this advance.
Source : Capital
