Recording your bank card on certain websites may include risks. This is what emerges from a study of that interests me.
In 2025, the bank card remains the preferred means of payment of the French, while adapting to technological developments and new consumption habits. However, on some sites, register it automatically has risks.
Bank card: reinforced omnipresence
With more than 90 million cards in circulation, more than the number of inhabitants, the bank card is used for more than 60 % of current expenses in France. This predominance is explained by its practicality and its broad acceptance.
Both in store and line. And, contactless payment is become the standardrepresenting a majority of local transactions.
At the same time, mobile payments know rapid growth. With a 137 % increase in the number of transactions in 2022, reaching almost 6 % of payments.
This trend is particularly marked in Young generations. The latter favor the use of smartphones and connected watches for their purchases.
Besides, bank cards also evolve on the physical plan. Some French banks, such as the Savings Fund, Banque Populaire and Crédit Mutuel, have removed the figures on relief on their cards.
They opt for a more refined and secure design. The year 2025 brand a notable increase Bank cards prices on the territory.
An increase in applied rates
Classic immediate speed cards cost an average of 45.25 euros per year. Up 2.8 %, while high -end cards, such as the first visa or the Mastercard Gold, reach 134.55 euros, or a 2.9 %increase.
Although the bank card remains dominant, other solutions gain ground. The European electronic portfolio Wero, launched by a banking consortium, allows instant payments between individuals via a telephone number.
Or an email address. Moreover, Instant transfersfree since January 2025 in accordance with European regulations, offer a rapid and secure alternative to traditional payments.
But then, what about online purchases? Popularized in The years 2010online purchase was established thanks to platforms like Amazon, Ebay or Cdiscount in France.
-These sites have been able to offer a larger offer, often more advantageous than that of physical stores. While allowing consumers to buy easily from home.
This purchasing comfort largely explains the success of online trade. However, this practicality is not without risks, in particular with regard to the security of banking data transmitted during payments.
Dangers to record your online bank card
When purchasing online, the user must provide the information His bank card To finalize the transaction. Many sites offer to record this data to facilitate future purchases.
If this option may seem practical, it is not not without danger. Indeed, the banking data then say they are stored in databases whose level of security varies from one site to another.
Depending on the media it works, this can expose users at risk in the event of flaw or hacking. According to a study by the French Banking Federation (FBF), 31 % of French people record their banking data After an online purchase.
Online payments expose users to several threats. Hacking datafraudulent sites, or identity flights.
When a user enters the information of his card (number, expiration date and cryptogram), he transmits sensitive data. But, if they fall between bad handsthey can be used to make fraudulent purchases.
Also according to the FBF, 57 % of French people say they have already faced an attempt online swindle. To limit risks, several good practices are essential.
It is thus recommended to activate 3-D Secure, a Reinforced authentication system which requires a double validation of the account holder. It is also preferable not to record your banking data on the sites, even renowned.
Finally, it is essential to verify that the payment page is said to be secure (web address starting with https: //). And consult the opinions of other users before trusting to a platform.
Hi, I’m Ruben, the new web editor of Tuxboard.com. Freshly graduated from a journalism school in Paris, I am passionate about media news, television programs and sociology. I am enthusiastic about the idea of sharing with you my articles and my decrypts of the news on TUXboard.
