Mutual insurance prices continue to rise. A further increase is expected in 2025 of around 6%. Bad news for the French, who have seen the prices of their complementary health insurance increase by almost 27% since 2019. The fault, among other things, is the aging of the population.
Mutual, very expensive, mutual… For several years, the price of health insurance has increased significantly. And faced with the situation, the government is considering taxing them now that they no longer have to participate in the reimbursement of medical consultations and medications, as was initially planned by the Barnier government, censored by deputies since.
The rest after this ad
The rest after this ad
The bar of 100 euros per month crossed
Despite everything, the basic trend is identical from one year to the next. Mutual insurance prices are increasing inexorably. Over the last three years alone, their prices have increased by 14% on average, and even 27% if we compare to 2019.
If this remains an average figure, which depends in particular on your age, in 2025 the bar of 100 euros per month will be exceeded. “What we observe is that the average premium in 2024 amounted to 95 euros per month compared to 88 euros in 2023. And we expect an increase of around 5 to 10% for “next year again”, analyzes at the microphone of Europe 1 Arthur Martiano, director of the insurance comparator Le Lynx.fr.
The rest after this ad
The rest after this ad
Increases due to the aging of the population
And this figure will even be around 130 euros for seniors. Faced with these sums, there is no miracle recipe for saving money: you must take a close look at your recurring needs and the corresponding coverage. Especially since the annual gain can reach several hundred euros.
But sector experts do not blame mutual insurance companies for these increases, which are mainly explained by the continued increase in French health spending and the aging of the population. According to figures recently published by the Ministry of Health, complementary organizations were in deficit on their health activity in 2023.
