Medical secretaries play a significant role in the organization of health personnel. Is their work sufficiently valued by a good salary and consequently a good retirement? Here's what it is.
The role of medical secretaries consists of welcoming and informing patients, planning the activities of the health center. They are real assistants, moreover, their name changed in 2011 to become medical-administrative assistants (AMA). Their name has certainly changed, but the same is not true for the parameters for calculating their retirement. Here is how much a retired medical secretary who has worked in this profession her entire career can earn.
How much does a retired medical secretary earn?
Case of an AMA which reaches the full rate
First of all, it is important to specify that the AMAs are full members of the medical profession and as such, they are bound by professional secrecy. People working in this profession earn a fairly good living, which entitles them to a good retirement. If we take the case of a person who has been a medical secretary their entire career, we assume that they have contributed the number of quarters required for the full rate, namely 167 at least. To the extent that this person received 2,300 euros of monthly salary during the 6 months preceding their retirement, they will receive 75% of this sum as an old age pension. Based on the calculation formula provided by crh.cgos.info, this AMA will receive a retirement pension of 1725 euros per month.
Case of a medical secretary who did not contribute all her quarters
Ideally, all medical secretaries would like to retire fully with all their quarters contributed. Unfortunately, this situation does not happen frequently. Indeed, many AMAs retire without having reached the required number of quarters. From then on, their retirement pension will suffer a reduction of 1.25% for each missing quarter within the limit of 20. This is without taking into account the loss of income previously generated by the absence of contributory quarters. In the majority of cases, it is women who find themselves in this situation of missing trimesters. In fact, many women temporarily stop working to care for their children.
The intervention of the supplementary retirement pension for hospital workers
Today, we cannot truly determine the retirement amount of a medical secretary based solely on the aforementioned parameters. Indeed, the Supplementary Retirement of Hospitaliers (CRH) plays a major role in preparing hospital staff for retirement from professional life. This organization was set up to enable hospital workers to supplement their income. There CRH grants numerous benefits to people who subscribe to it and therefore before making a definitive decision on the retirement pension of an AMA, it is necessary to know if the latter had not subscribed to this body.
The withdrawal of medical secretaries
What is the minimum retirement age?
Following the last pension reformthe legal retirement age has fallen to 64 years. However, the profession of medical secretary belongs to the category of so-called “sedentary” jobs and therefore, the age of eligibility for retirement rights for AMAs is 62 years. This means that a medical secretary can legitimately and legally retire at age 62. However, there are very few people in this profession who manage to contribute all the required quarters at this age.
Pension plans responsible for their pension
Basically, medical secretaries have the status ofnon-permanent civil servants. They are not civil servants, but they carry out a profession which falls within the Public Service. in this capacity as a private sector employee carrying out a public service mission, their basic pension is ensured by the general social security system. As for their additional withdrawal, it is ensured by theIrcantecthe Supplementary Retirement Institution for non-permanent State and public sector employees. In addition, hospital workers who wish can also subscribe to the Supplementary Retirement of Hospitaliers.
A rather decent retirement pension
It cannot be said that all medical secretaries enjoy a peaceful retreatbut in most cases, they benefit from a pension higher than the poverty line. We are a long way from the 800 or even 900 euros that some craftsmen can receive when they retire.
