Absolutely essential for anyone with a vehicle or real estate, their reciprocal insurance represents a real expense. In any case, assuming that you have no penalty concerning your car contract. Among the slew of changes on July 1, there will be an increase in these insurances. Indeed, they contribute to financing the guarantee fund for victims of acts of terrorism and other offenses (FGTI). This fund created in 1986 bears its usefulness in its name. However, with the increase in terrorist acts and risks, the amount allocated has only increased. When it was created, the terrorist tax included in these insurance policies was 3.30 euros. Compared to 5.90 euros today. On July 1, this cost will rise to 6.50 euros. This measure should collect more than 60 million euros per year. That said, this is still far from enough, we explain.
The increase in the insurance tax to cover the FGTI deficit?
This increase could have meant good news for the victims… On the other hand, the reality remains quite different. Through these insurances, the guarantee fund for victims of acts of terrorism and other offenses (FGTI) also deals with other subjects. Indeed, its scope of action also covers victims of homicide, rape and sexual assault.. In addition, since the end of last year, this same fund has also managed victims of domestic violence and violence against minors. Suffice to say that this is a lot of scope for action and not enough money. With a deficit of 5.6 billion euros in 2022, the fund is taking on water. The objective with the increase in insurance is to replenish the coffers.
