Pascal Demurger, general manager of the MAIF group and co-president of the Impact France movement, was the guest of “8:30 am franceinfo”, Wednesday October 16, 2024. Bad weather, businesses, budget… He answered questions from Salhia Brakhlia and Jérôme Chapuis.
Bad weather: “a cost more than doubled” since 2010 for insurers
The boss of the Maif confirmed thatthere will be reasonable increases“insurance premiums.”On average, on the market, the figures circulating are around 8 to 10% for 2025“, specifies Pascal Demurger. An increase due in particular to the consequences of climate change.
“Compared to the 2010s“, the cost for insurers has “more than doubled“, underlines the general director of the Maif group, which mainly insures individuals. “We are at the forefront of climate change and its consequences“, assures Pascal Demurger, “and it is individuals who suffer the most from the consequences of this climate change“.
Other factors explain this increase in contributions. The boss of Maif points out in particular a “deterioration in profitability, particularly in home insurance” in recent years. Pascal Demurger ensures that the Maif group “loses money on home insurance“, estimated “to a few tens of millions of euros“.
Draft 2025 budget: we need to change “tax and budgetary software in France”
Also questioned about the 2025 draft budget, examined from Wednesday in the National Assembly, Pascal Demurger believes that we need to change “of tax and budgetary software in France“.
“Taxation must also serve to guide behavior and in particular the behavior of businesses.“, assures the boss of MAIF who says he is ready and concerned as a business leader by the increase in corporate tax.
“There is a moment when we are in such a financial crisis for the State, such a level of debt with a risk of a real financial crisis. I think there is a moment when, yes, we still have to let us show solidarity and make an effort“, judges the one who is also co-president of the Impact France movement.
Work : “This is a subject that has evolved considerably, especially since Covid”
The boss of Medef calls for a major national conference on the question of work. “This is a subject that has evolved considerably, particularly since Covid“, judge Pascal Demurger who believes that we “never talks about the quality of work, we never talk about the reality of work in companies. I believe in the virtue of dialogue, of discussion rather than big announcements or sterile oppositions. Let’s get everyone around the table to discuss these topics.”
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