In 2025, the rules for eligibility for social housing in France will change with an increase in resource ceilings. These changes, applied each year, make it possible to adapt access criteria to changes in income and living costs. Here are the new thresholds to know to apply for social housing.
Social housing is a key tool of public policy in France, offering affordable rents to millions of low-income households. Faced with the continued rise in the cost of living and the housing crisis, these accommodations represent an essential solution to guarantee a roof over their heads for families, precarious workers and vulnerable people.
However, access to these accommodations is strictly regulated. The resource ceilings set precise limits according to the composition of the household and the geographical location. In 2025, these criteria were revised to take into account the evolution of the rent reference index (IRL), guaranteeing better support for current needs.
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Why are the ceilings revised every year?
The resource ceilings for benefiting from social housing are updated annually to follow the evolution of the rent reference index (IRL). This index, based on inflation, is used to adjust the thresholds taking into account economic realities. In 2025, this revaluation is 2,47 %which corresponds to the increase in IRL observed between the third quarter of 2023 and the third quarter of 2024.
These ceilings take into account two main elements:
- The composition of the household : the number of people living under the same roof.
- Geographic location : the thresholds are higher in Île-de-France and in certain large cities.
These adjustments allow more households to access housing at moderate rents or adapted to very precarious situations.
The two types of social housing
Social housing in France is divided into two main categories, each with specific thresholds:
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- PLUS : the rental loan for social use. It concerns low-income housing and is aimed at a majority of low-income households.
- LEAP : the rental loan with integration assistance. It is intended for people in precarious situations or in great difficulty.
The resource ceilings vary between these two types of housing. For example, PLUS housing allows higher incomes than PLAI housing, which is reserved for the lowest incomes.
What are the new ceilings in 2025?
The ceilings are set by household category, depending on the number of people. Here are some examples for housing financed in PLUS or PLAI:
PLUS accommodations (moderate)
- A single person (category 1):
- Île-de-France : 26 687 €.
- Other regions : 23 201 €.
- And household of six people (category 6):
- Paris and neighboring towns : 83 575 €.
- Other regions : 59 636 €.
PLAI housing (precarious)
- A single person (category 1):
- Île-de-France : 14 683 €.
- Other regions : 12 759 €.
- And household of six people (category 6):
- Paris and neighboring towns : 45 968 €.
- Other regions : 32 800 €.
These amounts are calculated from the reference tax income for the year 2023, visible on the 2024 tax notice.
What are the additional conditions?
In addition to respecting the ceilings, other criteria apply to access social housing:
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- Nationality or residence permit : the applicant must be French or hold a valid residence permit.
- Creation of a file : the deposit is made online on a dedicated platform, where it is possible to check one's eligibility via a simulator.
- Waiting time : depending on the region, delays can be very long. On average, you have to wait between six and seven years oldor even up to ten years in Île-de-France.
Certain specific situations allow you to benefit from priority treatment or a more favorable category of resources, such as disabled people, young households or single-parent families.
A tense situation in certain regions
The wait for social housing is particularly long in areas with high demand, such as Île-de-France, where pressure on real estate is very high. The number of available housing remains insufficient despite the efforts of communities to build or renovate social housing. On the other hand, in other regions the deadlines may be shorter, although they often depend on the size of the accommodation requested.
Furthermore, the new ceilings for 2025 demonstrate a desire to adapt to the needs of low-income households. However, deadlines and availability remain major challenges for social housing in France. Before submitting an application, it is advisable to carefully check your eligibility to avoid unnecessary steps.
