In the battle between manufacturers around accessible electric cars, there is one that we did not see coming from Hyundai. Inster, that’s its name, has several arguments to overshadow the new stars of the segment, starting with an attractive financing offer.
For around 100 euros per month in LLD or LOA, about a year ago, you were spoiled for choice, notably thanks to social leasing. The Citroën ë-C3 was even available from 54 euros, while the Renault Twingo E-Tech had record monthly payments of 40 euros per month.
Social leasing has since disappeared (but it should return in the second half of 2025), government aid has decreased, and rents for electric cars have increased. We explain why in a dedicated file.
Between 100 and 150 euros per month last year, it was even possible to have an entry-level Citroën ë-C4, and even a Renault Mégane E-Tech. Today, it’s mission impossible, and the only cars in this price range are affordable models, like the 65 hp Dacia Spring at 111 euros per month for example.
Last year, Hyundai created a surprise by presenting a small electric vehicle dedicated to Europe and less than 25,000 euros. His name? L’Inster, and we were also able to approach it during the last Brussels Motor Show. This small urban SUV is intriguing in more ways than one, and we can’t wait to get behind the wheel. In the meantime, orders have been launched in France and the vehicle is available for excellent financing: from 129 euros per month. So, good or bad deal?
The Hyundai Inster offered at 129 euros per month
Several versions of the Inster are available in the catalog. There are four finishes (Inster, Intuitive, Creative and Cross Creative), two batteries (42 and 49 kWh) and two power levels (95 and 115 hp).
The model that interests us is the one with a front price of 25,000 euros, that is to say the Inster with the eponymous finish, the 42 kWh battery and a power of 95 hp. Hyundai announces a WLTP autonomy of 327 kmmore than its main competitors, the Citroën ë-C3 struggling to exceed 300 km in real use, while the Spring only claims 220 km.
As usual with Korean manufacturers, the standard equipment, even on the basic finish, is not so bad. Thus, on the Inster finish, we find, as standard:
- Hands-free access and keyless start
- Automatic switching on of lights
- Active highway driving assistance
- Active Lane Keeping Assist
- Active Lane Keeping Assist
- Reversing camera
- Rain sensor
- Automatic air conditioning
10.25 inch digital counters - Connexion Bluetooth
- LED daytime running lights
- Autonomous emergency braking (vehicles, pedestrians, cyclists, intersections)
- Modular regenerative braking with steering wheel paddles
- 15-inch alloy wheels
- Navigation Europe with remote update program
- Intelligent Adaptive Cruise Control
- Electrically folding mirrors
In the lot, there is still quite a bit of safety equipment made compulsory via the GSR2 standard which came into force on July 4, 2024 and which concerns all new cars registered in the European Union from this date.
The higher finishes bring some interesting options, but nothing essential in our eyes. The top of the Creative range, on the other hand, involves the biggest battery and the biggest motor, while the mid-range Intuitive finish still leaves customers with a choice between the two.
There are no options available on the Inster finish, apart from the color chart. The version at 129 euros per month is adorned with a rather nice free color called “Unbleached Ivory” and real 15-inch rims and not sheet metal with a hubcap.
What are the conditions to be eligible for the Hyundai Inster LLD offer at 129 euros per month?
With the gradual abandonment of certain subsidies, including the conversion bonus, it is clear that the financing offers look a little less like gas factories compared to last year, although we will have to be attentive to the reference tax income for the ecological bonus. But don’t panic, everything is explained in this dedicated article.
-This is therefore a long-term rental offer (LDD) on 37 months and 30,000 km. Hyundai indicates that the offer at 129 euros per month is subject to a first rent of 7,400 eurosfrom which aid of 4,000 euros can be deducted with the ecological bonus, thus bringing this sum down to 3 400 euros.
Because yes, the car is affected by the ecological bonus, even if it is not yet on the list of eligible carsregularly updated by the government, at the time of writing these lines.
The problem is that not everyone is eligible to the bonus of 4,000 euros. In reality, it only concerns the first five deciles (up to 16,300 euros of income per share). Therefore, if you are part of the 6 to 8th deciles (between 16,300 and 26,200 euros), it will be 3,000 euros, and 9 and 10th deciles 2,000 euros. This will obviously affect the amount of the first rent, or the monthly payments.
How much will the Hyundai Inster LLD cost you at 129 euros per month?
Over three years of long-term rental, your Hyundai Inster will cost you 8 044 eurosassuming that you are eligible for the 4,000 euro bonus. Hyundai displays its car from 25,000 euros on its site, excluding bonus deduction.
Starting from this price, you will pay over the three years of the rental 38.3% of the price of your car. This is generally the discount over three years for this type of car, even if this type of small car tends to hold up well unlike certain premium models sold at high prices.
As the offer is not an LOA, there is no purchase option, it will therefore be necessary to return the car at the end of the financing. Pay attention to the restoration costs, these can be high at the time of return.
If you want the model above with the Creative finish, the 115 hp engine and the 49 kWh battery which allows a range of between 360 and 370 km depending on the equipment, Hyundai offers an LLD offer at 209 euros per monthwith the same conditions, that is to say a first rent of 3,400 euros once the maximum bonus has been deducted.
Things to remember
At a time when financing offers for electric cars continue to increase as subsidies decrease and the second-hand market stagnates, offers at the price of the Hyundai Inster are rather rare. Social leasing should reshuffle the cards in the coming months, but for those who doubt they have the adequate file to benefit from it, the little Inster is a safe bet.
The quality/price ratio is, in our opinion, one of the best on the market in this price range. The Citroën ë-C3 suffers from some birth problems and the manufacturer is no longer even communicating about financing offers at the moment. In reality, the car’s performance can be quite disappointing, as we observed in our various handlings.
For its part, the Dacia Spring is not versatile enough to compete with the small Hyundai, not to mention that with the absence of the bonus, the 65 hp version is much too expensive compared to what it offers. : 18,900 euros, compared to 21,000 euros for the Korean once the maximum bonus has been deducted.
Eventually, the Hyundai Inster could well be the nice surprise of the start of 2025while waiting for the much-promised inexpensive Renault 5 E-Tech which should arrive next spring. Korean manufacturers, already well ahead in the world of electric cars, are once again taking the Europeans on the wrong foot, and the new Inster is the perfect example. We will see in a future test what it is in reality.
