The legal pension age will increase from 65 to 66 from January 1. People born after January 1, 1960 will therefore have to work an additional year, while those born before remain in the old regime.
The increase in the legal retirement age was decided in 2015 by the government of Prime Minister Charles Michel (MR). It was then set at 65 years and will increase to 67 years in 2030.
Workers aged 65 who have 42 years of career will be able to request an early pension, like those aged 64 and 63.
The pension reform passed in 2024, under the last legislature, also provides for the establishment of an additional condition of effective work for access to the minimum pension. From January 1, 5,000 days of actual work for full-time workers will be necessary to qualify for this minimum pension, which corresponds to a third of their full career. For part-time workers, this condition will be 3,120 days. It also reaches 189 months in the case of a civil servant career and 64 quarters if the worker only has a self-employed career. The calculation in days worked during the career makes it possible to protect those who have a more irregular career, mainly women, according to the resigning Minister of Pensions Karine Lalieux.
Maternity leave, breastfeeding leave, time credits for palliative care and medical assistance or even temporary unemployment count in particular as effective working days. To use it, the pensioner must demonstrate an additional period of work of at least 6 months beyond the date of their early retirement.
The first pension bonuses can also be paid to people who retire from January 1, 2025. This pension bonus, which can be constituted since July 1, is aimed at people of pensionable age but who continue to work.
For each additional year of work, the worker will accumulate a bonus. This will amount to 314.58 euros per month of services actually provided during the first reference year, 629.17 euros per month the second year and, finally, 943.75 euros the third year. In total, workers who extend their career by 3 years of work will be entitled to a total amount of 22,650 euros net. The pension bonus is accessible to employees as well as the self-employed and civil servants.
In 2025, the minimum age to be entitled to a survivor’s pension in the event of the death of a spouse increases from 49 years and 6 months to 50 years.
Access to all features is reserved for healthcare professionals.
If you are a healthcare professional you must log in or register for free on our site to access all of our content.
If you are a journalist or if you wish to inform us, write to us at [email protected].
Morocco
