“Our mission is also to support businesses when things are not going well.” Marie Nicolau, departmental director of Urssaf and David Pessarossi, departmental director of public finances recalled this on Wednesday. Several measures, not always known, are in fact put in place to support companies in difficulty. The Codefi (departmental committee for examining business financing problems), for example, aims to welcome and guide businesses in financially fragile situations. There is also the CCSF (commission of heads of financial services and representatives of organizations for collecting social security and unemployment insurance contributions). Its aim is to examine the situation of companies with debts to different public creditors. It may grant deadlines for payment of tax and social security debts. As of October 31, 2024, 13 companies, mainly VSEs, are subject to a monitoring plan. The advisor for this system is Edith Sarrazin (0468117353 or 0613698342). Email address: [email protected]
The Banque de France actively supports businesses by offering them various services adapted to their needs. It has set up a secure space, the Espace Dirigeant, intended for business leaders. This portal, accessible 24 hours a day, allows managers to benefit from specific information and access the services of the Banque de France.
In addition, the Banque de France offers a mediation system to help companies in difficulty, in particular through a toolbox based on three axes: anticipation, support and prevention. These tools allow companies to better manage their relationships with their financial partners, obtain support when needed and prevent economic difficulties. In the Aude department, in 2024, the Banque de France processed 12 requests for credit mediation and 117 requests as part of its support for small businesses. It remains a key player for struggling businesses, providing essential support to overcome financial obstacles and help them sustain their businesses.
