The key figures:
- For their health, the French have more confidence in their loved ones (64%) than in the State and its health system (50%, – 4 points of confidence compared to 2023)
- 2 in 10 French people will save more in the coming months
- Among those who plan to save more, 56% say they are putting money aside “for tough times”
- 40% of savers want to invest in real estate and 35% to prepare for retirement
The State and its health system lose 4 points of confidence among the French
Confidence in public authorities in health matters continues to fall. Now, only one in two French people consider the State and its health system to be the most effective actors in protecting them. A score down 4 points since last year.
More focused on their private circlethe French are relying more and more on their loved ones (family and friends) to help them overcome their health problems (64% confidence), just ahead of mutual insurance companies and complementary health organizations (63% confidence).
On the question “Should we rely mainly on ourselves or on the State to protect ourselves in the event of a health problem?” », the relationships have been completely reversed for three years. In 2022, 47% of respondents said they would rely more on the State. Today, there are only 36%, a drop of 11 points. Inversely, 45% of them were counting mainly on themselves in 2022… and are now 57%, an increase of 12 points.
This phenomenon of inversion of confidence is unfortunately accompanied by a certain fear among the French: 57% say they are worried about their health in the future, a score up 5 points in 3 years.
Anticipate “difficult times”
Already very inclined to put money aside, the French do not intend to stop saving. One in 2 French people say they will save as much as in 2023 and 2 in 10 more. This behavior reflects a desire to “protect oneself”: 56% plan to keep this money to build a “safety cushion” in case of a hard blow.
Foresighted, the French are investing in particular inreal estate for 40% of them (+ 3 points vs. 2023) and 24% chose life insurance. At the same time, 35% are saving for their retirement and 31% are saving to help their children.
Finally, theThe French want above all safer savings (42%), profitable (34%), far ahead of the ethical criterion (only 6%).
Any use of this data must be accompanied by the mention “BPCE L’Observatoire Insurance Barometer”.
Methodology : interviews carried out online from February 23 to 28, 2024 with a sample of 2,000 people, representative of the population aged 18 and over, residing in mainland France. Representativeness ensured by the quota method applied to the following criteria: sex, age, profession, region and category of urban area.
