As the end of the year approaches, retirees still do not know precisely how their pensions will evolve in 2025. In theory, pensions are revalued on January 1 according to inflation. As recalled MoneyVox if this rule were maintained, basic pensions would then increase by 2.2 or 2.3%.
But the government has embarked on an intense hunt for savings to balance its accounts, which are currently in the red. After announcing a postponement of the revaluation of pensions to July 2025, he finally reversed course by opting for an increase from January 1 but only by half of inflation. But the exact contours of this device remain unclear.
A second increase in July for small pensions
In front of the deputies gathered at the National Assembly, Prime Minister Michel Barnier confirmed this increase in all pensions from the start of the year to the tune of half of inflation. French retirees should therefore see their pension increase by 0.9%. The rate could differ slightly depending on the calculation formula chosen and the period taken into account for inflation.
The most modest retirees, that is to say those who receive less than €1,430 net (basic + supplement), will nevertheless be protected, with a new exceptional increase. On July 1, 2025, their pension will be increased again, which “should make it possible to double the January revaluation”Matignon told MoneyVox. On the other hand, these policyholders with modest incomes will obtain compensation for the shortfall in the first half of the year, to cover “the difference between the revaluation of January and that of July”.
The specialized media takes the example of a pension of €1,200 (base of €850.00 and additional Agirc-Arrco of €350.00) with an increase of 0.9% retained. The basic pension would increase to €858 in January and to €865 in July. The second revaluation will be accompanied by a payment of €42 as a catch-up.
