The president of France Assureurs protested on Sunday against the idea that the means of the Barnier fund, used to finance prevention measures against natural disasters, remain stable in the 2025 budget, despite the increase in risks and the additional premium. about these disasters.
“Let’s stop the hold-up on the Barnier fund!” exclaimed Florence Lustman on franceinfo, at the end of a week which saw heavy flooding hit the center-east of France. “It’s unbearable.”
The major natural risks prevention fund (FPRNM), known as the “Barnier fund”, is a public fund which makes it possible to finance work to reduce the vulnerability of buildings exposed to disasters, such as those built in flood zones, or to compensate the expropriation of the assets most at risk, which must be demolished or condemned.
Established in 1995 by the current Prime Minister, it does not emerge as a winner from the current debates on the 2025 budget: its resources would remain stable, at 225 million euros, according to the finance bill.
And this, even though the “cat nat” surcharge on insurance contracts, which finances the natural disaster regime on the one hand and the Barnier fund on the other, will increase from 12% to 20% from 2025 .
“The cat nat surcharge will increase to finance this natural disaster regime”, recalls Ms Lustman, so that “the contribution to the Barnier fund, which is a percentage of this natural disaster premium, should also increase”, “mechanically “, she argues.
“If we do an overall calculation”, the fund should reach “around 450 million euros for 2025”, she says, “And there, today, we only find half, 220-225 million euros.
The president of the professional insurance federation “denounces” an “unbearable” situation, even though exceptional flooding phenomena are increasing on French soil.
Central-eastern France (Rhône, Loire, Haute-Loire, Ardèche, Lozère and Alpes-Maritimes) was hit by floods of exceptional magnitude on Thursday. Last week, floods had already affected Eure-et-Loir and Seine-et-Marne in particular in the wake of the Kirk depression.
“I hope, unfortunately or fortunately, that this succession of exceptional events will help us convince both the government and the deputies,” said Ms. Lustman.
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