In 2025, retirees affiliated with Carsat will benefit from a 2.2% increase in their basic pension. This increase, calculated according to inflation, will provide valuable support in the face of rising prices. But when will it appear in your bank account? The answers here.
Good news for retired affiliated with the Retirement and Occupational Health Insurance Fund (Carsat) : a revaluation of their pension is planned for 2025. This measure, intended to offset inflation and support the purchasing power of retirees, takes place in a context where many households are struggling to make ends meet. So, when will this increase be applied, and how much will it actually represent? We take stock.
Contrary to what was envisaged in the initial budget, the revaluation of basic pensions will not be limited to 0.8% (and will not be done in two stages with an additional increase of 0.8% on July 1, 2025 for retirees receiving less than 1,500 euros gross per month). Indeed, following government censorship, the classic, more generous revaluation rule will apply. This rule consists of adjusting pensions according to changes in inflation (i.e. consumer prices excluding tobacco). Retirees will therefore benefit from an increase of 2.2% from January 1, 2025.
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Retirement: when will the increase in Carsat take place in 2025?
This increase will be effective from January 1, 2025, but retirees will see it in their bank account when their pension is paid in February 2025. According to the Carsta payment schedule, the February pension will more precisely be paid on Friday February 7, 2025. This increase will be automatic for all retirees concerned, without any action being necessary on their part.
How much does this actually represent? For example, a pension of 1 200 € brut per month will see an increase of 26,40 €i.e. a new amount of 1 226,40 € brut. For a pension of 800 € brutthe revaluation will bring this amount to 817,60 € bruti.e. an increase of 17,60 €. Although the increase is not huge, it represents a significant relief for retirees, especially in the face of rising prices for energy and basic necessities.
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What about supplementary pensions like Agirc-Arrco?
The increase in Carsat basic pensions only concerns retirees covered by this scheme. On the other hand, supplementary pensions, such as those paid by Agirc-Arrco, are reassessed according to a separate schedule. These increases are therefore not included in this 2.2% increase. Retirees with supplementary pensions will have to wait for further adjustments to their pension scheme.
This revaluation makes it possible to adjust pensions to the cost of living, but it remains modest in view of the price increases observed in recent years. Many seniors are demanding more substantial increases, especially retirees with the lowest pensions. On the other hand, this 2.2% increase in pensions will significantly increase France’s deficit, enough to worry public authorities. One thing is certain, the country’s budget will require special attention in 2025.
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