Faced with constant evolution, a growing number of young investors are choosing to enter the financial field. They adopt innovative investment strategies, often different from those of their elders. But are these new approaches justified? This is what we will explore in this article.
We will analyze current investment trends among young peopletheir motivations and the relevance of their choices. Whether you are a young investor or simply interested in the topic, this article will provide you with an informed perspective on this new generation of investors.
The growing attraction of young people for financial investments
Young people under 35 demonstrate a growing interest in financial investmentsnotably ETFs, SCPIs and retirement savings plans (PER).
According to the Financial Markets Authority, the number of French investors having carried out at least one transaction on an ETF has doubled in one year, with a strong presence of new investors in this age group.
SCPIs, such as SCPI Iroko, also attract these young investors, with 22% of customers under 30 years old. Furthermore, although relatively young, more than half of 18-34 year olds find the relevant retirement savings plan for their financial futurehighlighting an early awareness of the importance of preparing for retirement.
The motivations behind young people's investment choices
The search for financial performance and tax advantages are the main reasons why young people choose toinvest in financial products such as ETFs, SCPIs and retirement savings plans.
Although retirement may seem far away, many young French people are already aware of the importance of long-term savings.
According to a study carried out by the IFOP, 62% of young people aged 18 to 24 and 56% of 25 to 34 year olds find the retirement savings plan attractivewhich is higher than the national average of 57%.
These figures show that even at an early age, young investors looking to prepare for their financial futureemphasizing their desire to anticipate and secure their retirement.
If you want to invest in one of these investments, it is essential to seize the best opportunities that arise. This, however, requires in-depth analysis, investment strategy, review of management history and other criteria, according to Fortuny. An approach that can only be carried out by qualified professionals.
The relationship of new generations with money
Le Monde, in collaboration with Crédit coopératif and ESCP Business School, organized an event entitled “ Young people and money: my money, my planet, my values« .
This event highlights the growing interest among young people in financial matters and their wider implications. It also highlights their sensitivity to environmental and social issues. A barometer produced by Viavoice was unveiled during this event, offering an in-depth analysis of the relationship of new generations with money.
