Agirc-Arrco retirement concerns many retired French people, but not only … Indeed, some employees will benefit from a good advantage.
In 2025, the Agirc-Arrco supplementary pension plan, which covered around 14 million employees. And retirees from the private sector in France, knows Several major developments. And one of them concerns employees still active.
Agirc-Arrco retreat: changes in the year 2025
Since April 2025, the temporary penalty of 10 % applied for three years to the additional pensions of the AGIRC-Arrco retirement insured and which retire from the legal age has been abolished. This device was Established in 2019.
Its primary ambition is to encourage to extend professional activity. The latter saw itself criticized For its complexity and impact on pensions.
Its abolition is a favorable measure for many future retirees. AGIRC-ARRCO retirement pensions were revaluated 2.2 % on January 1, 2025, in a context of Price increase.
This increase aims to preserve the purchasing power of retirees. Afterwards Variations observed Between January and March 2025, due to adjustments of social security contributions and tax regularizations, additional pensions have stabilized.
This stability, set up in April 2025, provides better visibility to retirees on their monthly income. The progressive retirement system, making it possible to reduce your working time while receiving part of your pension, is more accessible.
The steps have been simplified. Likewise, the system is open to a larger number of employeespromoting a smooth transition to retirement.
A positive evolution
In accordance with the general pension reform adopted in 2023, the age of departure AGIRC-ARRCO supplementary retirement, currently set at 62, will gradually be noted. To reach 64 years in 2030.
This measure aligns with developments in the basic regime. The year 2025 marks a transition period for the Agirc-Arrco regime, with measures aimed at strengthening social justice and simplifying access to complementary retirement.
But that’s not all! Good news for employees subject to a Reduced day package just arrived. And now, their complementary retirement rights will be strengthened.
According to an Agirc-Arrco circular published in March 2025 and relayed by Predissima, all those who work on average less than 218 days per year can now contribute to additional retirement. And this, as if they worked full time.
Until now, this possibility has been reserved for employees already benefiting from Maintaining contributions full time. But only for those in the basic diet.
A restrictive condition, since article L.241-3-1 of the social security code reserved this Option to employees whose remuneration did not exceed 1.7 minimum wage. This therefore represents € 3,063.06 gross monthly on January 1, 2025.
Agirc-Arrco retreat: Employees Advantage
With this reform, the situation evolves favorably. All the employees concerned will now be able to acquire points Agirc-Arrco on a remuneration basis equivalent to full time. Within the limit of eight annual social security ceilings (PASS).
This is equivalent to a monthly income capped at € 3,925 in 2025. Concretely, The contribution plate will thus be determined according to the following formula. The actual remuneration of part -time employee will be multiplied by 218.
Then, she will be divided by the number of days appearing in the package Reduced by the employee. Be careful however: to benefit from this system, a formal agreement between the employer and the employee is essential.
He must be written, dated and signed, and appear explicitly in the employment contract. Or in an amendment if the agreement comes after hiring.
This change marks an advance for employees reducedoften penalized in the constitution of their retirement rights. It thus contributes to strengthening equity between the different forms of organization of working time.
Hi, I’m Ruben, the new web editor of Tuxboard.com. Freshly graduated from a journalism school in Paris, I am passionate about media news, television programs and sociology. I am enthusiastic about the idea of sharing with you my articles and my decrypts of the news on TUXboard.
