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How to invest in gold?

The idea strongly anchored among many savers that “gold never goes down” is currently being undermined. After months of upward curve and several broken records, gold has been in turmoil for several weeks. This precious metal is therefore also subject to a certain volatility… The decline in the valuation of such an asset (which remains a safe haven) is, however, good news for buyers, because it is always better to buy at the drop than to upwards to hope for a more attractive added value. In mid-October, the lingot d’or 24 carats of 1 kg cost around €77,000. At the start of the year, it was worth around €60,000.

« The expectation of a significant capital gain is not necessarily the first objective of savers in any caseexplains Thomas Romain, director of the European platform Bitpanda.com. It is above all a question of securing part of their liquidity. Many investors have taken their stock market capital gains recently and do not wish to reinvest everything in a market as volatile as that of stocks, given the international context. They prefer to be invested in gold in the meantime. »How can a private saver obtain gold?

Buy physical gold

Gold can be acquired in multiple tangible forms. Ingots of one kg, 500 g or 100 g rub shoulders with coins from all European countries. Today you can buy coins from €500. Where to get these valuable items?

In such a sensitive sector, it is essential to contact recognized professionals, whether they are well-established stores or well-known European Internet platforms (achat-or-et-argent.fr, aucoffre.com , bitpanda.com, bullionbypost.fr, or.fr..). The latter send the gold securely or offer an alternative solution:purchase of gold physical represented by a title deed in the name of the buyer, which he can resell whenever he wishes. Interest ? They keep their clients' gold in their safe. Please note that most sites deliver with insurance in the event of loss or theft, until receipt of the package.

The costs vary between 2% and 5%, the latter percentage being levied, in stores, on the lightest objects. On the Internet, commissions are lower. If physical gold attracts investors, it has a disadvantage: its secure storage; an expensive safe at the bank.

Buy paper gold

Buying “paper” gold can be simpler, particularly via ETFs/trackers. These listed funds on the stock market replicate a stock market index. There are therefore some who follow the price of gold. Two types of Gold ETFs coexist: those which follow the share price of gold companies (gold mines and exploration companies), and those which invest in gold futures contracts aimed at faithfully replicating the price gold on the markets.

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