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The dollar: key player in the global economy?

As America prepares for a political comeback of Donald Trump, the implications for the dollar and the global economy are significant.

A standard of remuneration

The dollar benefits from a favorable interest rate differential compared to other currencies. Investors seek to maximize their return, which pushes them toward dollar-denominated assets. This trend is reinforced by the monetary policies of the Federal Reserve (Fed), which continue to support a relatively high interest rate environment.

American economic outperformance

The U.S. economy is showing robust growth, supported by rising productivity and innovations in key sectors such as technology and healthcare. This attracts international investment, further consolidating the dollar’s position as a global benchmark. The United States finances itself largely on credit, which attracts massive liquidity.

Challenges for emerging economies

As the dollar appreciates, emerging economies often suffer from this situation. Dollar-denominated debts are becoming more expensive, creating economic stress. Countries like Brazil face challenges in adjusting their own interest rates to counter the influence of the dollar.

Financial deregulation

Donald Trump’s economic program promises increased deregulation, which could benefit American banks in the short term. However, such deregulation could also create systemic risks. The banking sector, less regulated than its European counterparts, could face significant challenges, especially for regional establishments.

Impact on investment and innovation

Under Trump, a focus on immigration could dampen productivity growth, a critical part of the U.S. economy. Innovation in technology sectors could also suffer if the country fails to attract the talent needed to be competitive.

Geopolitical tensions

Trump’s return could exacerbate tensions with other nations seeking to reduce their dependence on the dollar, such as the BRICS which are considering alternatives. However, the realization of such ambitions still seems distant, given the continued strength and influence of the dollar.

Conclusion

Despite political turmoil, the dollar remains a pillar of the global economy. Its position as a monetary standard is supported by American economic dynamics and the Fed’s monetary policy choices. As markets prepare for a changing landscape, economic participants must monitor the implications of Trump’s policies on the global economy. Ultimately, the dollar will continue to play a central role, but emerging challenges could shape its future trajectory.

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