© HJBC/Adobe Stock
– The Social Security ceiling will increase by 1.6%.
If your morale is at half mast at the start of January, hope is reborn. Indeed, during this year 2025, several good news could improve your daily life. These will mainly be financial. First of all, the Banque de France announced a reduction in wear rateswith a maximum of 5.67% for loans of 20 years or more, giving you greater latitude. Likewise, the overhaul of the off-peak hours system in summer could allow you to have cheap electricity in the middle of the day.
In addition, a greater number of companies, starting January 1, will have to carry out an value sharingthat is to say associating employees with their results and performance. Thus, those with 11 to 49f employees will have to offer it. The fuel premium, paid by the employer to compensate the employee for travel between home and work, will also be enhanced. As for the monthly value of the Social Security ceiling, it will increase by 1.6% pour reach 3,925 euros in monthly value and 47,100 euros in annual value.
Electricity prices should fall by 14% for individuals in February 2025
Mutual insurance for public sector employees
Regarding retirement pensions, they will increase by 2.2%i.e. a monthly increase of 18 euros on average, from the January retirement, which will be paid at the beginning of February. Finally, umutual insurance, 50% financed by the employerwas also put in place by the State, and which will benefit public sector agents. “This measure, already in force in the private sector, represents a significant step towards better social coverage for public employees”assures the Ministry of the Armed Forces.
On an ecological level, since this Wednesday, the Corporate Sustainability Reporting Directive (CSRD) now requires large companies to publish environmental and social data, with the aim of make public the consequences of companies' activities. A way of being truly transparent towards consumers in particular.
