In recent years, more and more French people have chosen to become auto-entrepreneurs. Seduced by the flexibility and simplicity of the procedures, they embarked with enthusiasm on the entrepreneurial adventure.
However, behind this attractive statussometimes hides a less rosy reality. Some then discover a social fragility unexpected, finding themselves facing significant economic and social challenges. Does this situation seem familiar to you or does it pique your curiosity?
Contrasted income revealing financial fragilities
According to a recent study carried out by the CPSTI and CREDOC, the average annual income of self-entrepreneurs amounts to around 7,500 euros, highlighting strong disparities within this group. In comparison, classic individual entrepreneurs benefit from a significantly higher average income, reaching 39,200 euros. This situation highlights the financial challenges associated with self-employed status, where many struggle to stabilize their annual income.
Furthermore, 39% of self-employed people consider their activity secondary, contributing partially to their overall resources. This composite income model, often supplemented by other forms of employment, reflects the financial fragilities faced by many independent in the management of their professional career.
- The average income of self-employed people is 7,500 euros.
- Classic individual entrepreneurs earn on average 39,200 euros.
- 39% of self-employed people see their activity as secondary.
- 33% remain active five years after registration.
- 56% combine their activity with another regime.
- Increased financial risks for those whose main source of income is self-employment.
An increased need for support and social protection
The question of social protection is of great concern to self-employed people, with 71% of them considering their coverage insufficient. This concern is particularly marked among those under 25, 38% of whom do not have complementary health insurance. Faced with this observation, a review of the contributions could help strengthen their social security.
Furthermore, 72% of self-employed people have not received business creation training. This lack of initial support can hinder the sustainability and development of their activities. It therefore appears necessary to strengthen the offer in terms of formation andaccompaniementin order to effectively support these entrepreneurs in their journey.
Administrative simplicity appeals to entrepreneurs
Ease of registration and simplified daily management are major advantages of self-employed status. Because in fact, 56% of respondents particularly appreciate this simplicity of the dietwhich allows them to concentrate on the development of their activity without being held back by complex administrative procedures.
That being said, if the daily management is facilitated, this should not obscure the underlying challenges linked to financial insecurity and the need for adequate social protection. Thus, this administrative simplicity must absolutely be accompanied by support measures, in order to ensure the stability of entrepreneurs.
Varied motivations behind the choice of self-entrepreneurship
For 51% of self-entrepreneurs, the choice of this status results from a desire to promote better professional balance and personal. This aspiration to reconcile private life and professional activity illustrates the appeal of self-entrepreneurship for those who wish to realize a personal project.
On the other hand, 19% opted for this status by economic necessitydriven by circumstances rather than by deliberate choice. This reality highlights the current economic challenges that lead some to turn to self-entrepreneurship as a solution to traditional employment.
