Between 2022 and 2025, home insurance prices have exploded with an increase of 20.5% for houses and 21% for apartments. (Illustration) (OleksandrPidvalnyi / Pixabay)
In 2025, home insurance will cost 10% more on average for apartments and 9.5% for houses, in the ten largest cities in France. Here are the metropolises where prices will increase the most compared to 2024.
In 2025, the French will have to plan a larger budget for their home insurance. As the alternative insurer Leocare revealed to
BFM Business
This Tuesday, January 21, this will experience an average increase of 10% for apartments and 9.5% for houses in the ten largest cities in France compared to 2024.
Marseille and Nice in the lead
Concerning houses, Marseille will be where the price of home insurance will rise the most with 11.5%. The Marseille city is followed by Strasbourg (10.5%), then Paris and Lille where it increases by 10%. Nice, Rennes and Montpellier showed a slightly lower increase (9.5%). Finally, Lyon, Bordeaux and Toulouse complete the ranking with prices 8.5% higher than last year. In detail, you will have to pay 57 euros per month in Marseille, 58 euros in Paris, 55 euros in Nice and Montpellier or even 35 euros in Rennes.
As for apartments, Nice comes out on top with a 12% increase, one point more than Toulouse and Bordeaux. The rest of the top 10 is made up, in order, of: Lille and Rennes (+ 10%), Lyon and Marseille (+ 9.5%), Montpellier (9%), and Strasbourg and Paris (8.5% ). Concretely, the monthly bill will amount to, for example, €26 in Nice, €25 in Marseille, €24 in Paris and Montpellier and €16 in Rennes.
Constantly increasing prices
When we look at the last three years, home insurance prices have exploded with an increase of 20.5% for houses and 21% for apartments. According to our colleagues, these increases are explained in particular by the increase in natural disasters linked to global warming as well as more frequent burglaries in certain regions. Added to this is the increase in raw materials, and therefore the cost of work, but also an aging real estate stock. A situation which is expected to worsen in the future with constant price increases, according to some experts.
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